WFC vs WMT: Which Is the Better Buy?
Side-by-side comparison of Wells Fargo & Company and Walmart Inc. — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-09-19.
Wells Fargo & Company · Financial Services
$86.12
+20.4% upside to fair value
Med Conviction
Grade B
VS
Walmart Inc. · Consumer Defensive
$106.73
-10.8% upside to fair value
Med Conviction
Grade C
High Quality
QuantHub Verdict
WFC has more upside to fair value
(+20.4%).
These are model outputs — not personalized investment advice.
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Valuation & Fundamentals
| Metric |
WFC |
WMT |
| Current Price |
$86.12 |
$106.73 |
| Fair Value Estimate |
$103.68 |
$95.24 |
| Upside to Fair Value |
+20.4%
|
-10.8%
|
| Market Cap |
$260.4B |
$849.4B |
| Forward P/E |
—
|
—
|
| EV / EBITDA |
15.6x
|
21.3x
|
| Price / Sales |
2.0x
|
1.1x
|
| Price / FCF |
13.7x
|
62.8x
|
| Revenue Growth YoY |
+11.3%
|
+5.9%
|
| Gross Margin |
64.5%
|
25.2%
|
| Operating Margin |
21.2%
|
4.4%
|
| Return on Equity |
12.6%
|
22.7%
|
| Dividend Yield |
2.15% |
0.92% |
| FCF Yield |
7.3%
|
1.59%
|
| Analyst Consensus |
Hold
|
Strong Buy
|
Investment Thesis
Wells Fargo is a diversified U.S. bank with roughly 197,000 employees operating four segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth and Investment Management. The business quality is solid but not exceptional: trailing return on equity is 12.6%, TTM net margin is 17.5%, and revenue grew 11.3% year over year in the most recent quarter while…
Walmart Inc. is the world's largest retailer by revenue, operating more than 10,000 stores and clubs across Walmart U.S., Walmart International, and Sam's Club, with a fast-growing e-commerce and advertising ecosystem layered on top of a grocery-led, everyday-low-price model. The business quality is high: scale and sourcing power underpin a durable cost advantage, ROE is 22.7%, and revenue grew 5…
Accumulation Zones
| Metric |
WFC |
WMT |
| Zone Low |
$77.76 |
$71.43 |
| Zone High |
$88.13 |
$80.95 |
| In Buy Zone? |
Yes
|
No
|