UNH vs WMT: Which Is the Better Buy?
Side-by-side comparison of UnitedHealth Group Incorporated and Walmart Inc. — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-07-17.
UnitedHealth Group Incorporated · Healthcare
$423.38
+45.0% upside to fair value
Grade B
High Quality
VS
Walmart Inc. · Consumer Defensive
$117.18
-39.6% upside to fair value
Grade C
High Quality
QuantHub Verdict
UNH has more upside to fair value
(+45.0%).
UNH trades at a lower forward P/E
(27.2x).
These are model outputs — not personalized investment advice.
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Valuation & Fundamentals
| Metric |
UNH |
WMT |
| Current Price |
$423.38 |
$117.18 |
| Fair Value Estimate |
$613.90 |
$70.81 |
| Upside to Fair Value |
+45.0%
|
-39.6%
|
| Market Cap |
$384.5B |
$932.5B |
| Forward P/E |
27.2x
|
41.1x
|
| EV / EBITDA |
13.8x
|
20.7x
|
| Price / Sales |
0.8x
|
1.3x
|
| Price / FCF |
19.6x
|
74.3x
|
| Revenue Growth YoY |
+0.4%
|
+7.3%
|
| Gross Margin |
18.8%
|
25.0%
|
| Operating Margin |
4.2%
|
4.2%
|
| Return on Equity |
12.4%
|
24.3%
|
| Dividend Yield |
0% |
0% |
| FCF Yield |
5.12%
|
1.35%
|
| Analyst Consensus |
Strong Buy
|
Strong Buy
|
Investment Thesis
UnitedHealth Group Incorporated operates in the healthcare sector, specifically within medical and healthcare plans, providing a durable business model supported by a strong competitive moat and consistent earnings growth. The company currently trades at a price of $423.38 with a market cap of $359.873 billion, reflecting a valuation that is cheap relative to its five-year history, supported by a…
Walmart Inc. operates as a leading discount retailer with a strong competitive moat built on scale, cost leadership, and advanced logistics and technology infrastructure. The company benefits from a diversified revenue base with Walmart U.S. contributing 69%, International 18%, and Sam's Club 13%. Despite solid revenue growth of 7.3% and earnings growth of 25.9% in the most recent quarter, the st…
Accumulation Zones
| Metric |
UNH |
WMT |
| Zone Low |
$460.42 |
$53.11 |
| Zone High |
$521.81 |
$60.19 |
| In Buy Zone? |
Yes
|
No
|