PG vs UNH: Which Is the Better Buy?

Side-by-side comparison of The Procter & Gamble Company and UnitedHealth Group Incorporated β€” fair value, conviction, valuation metrics, and QuantHub research signals. Updated 2026-09-18.
The Procter & Gamble Company Β· Consumer Defensive
$147.04
+14.4% upside to fair value
Med Conviction Grade B+ High Quality
VS
UnitedHealth Group Incorporated Β· Healthcare
$375.21
+28.2% upside to fair value
Med Conviction Grade B High Quality
QuantHub Verdict
UNH has more upside to fair value (+28.2%). These are model outputs β€” not personalized investment advice. See all research β†’
Valuation & Fundamentals
Metric PG UNH
Current Price $147.04 $375.21
Fair Value Estimate $168.19 $481.06
Upside to Fair Value +14.4% +28.2%
Market Cap $349.5B $340.7B
Forward P/E β€” β€”
EV / EBITDA 17.6x 15.0x
Price / Sales 4.0x 0.8x
Price / FCF 22.4x 14.4x
Revenue Growth YoY +1.5% +0.4%
Gross Margin 50.2% 22.5%
Operating Margin 22.7% 4.8%
Return on Equity 29.8% 14.6%
Dividend Yield 2.92% 2.41%
FCF Yield 4.47% 6.95%
Analyst Consensus Buy Strong Buy
Investment Thesis
PG β€” The Procter & Gamble Company
Procter & Gamble is a global consumer-staples leader selling daily-use products across beauty, grooming, health care, fabric and home care, and baby, feminine and family care in about 180 countries. Business quality is high because its brands, consumer insight, R&D, marketing scale and global distribution underpin leading category positions, including over 60% in blades and razors and over 35% in…
UNH β€” UnitedHealth Group Incorporated
UnitedHealth Group is the largest diversified healthcare enterprise in the United States, operating UnitedHealthcare insurance plans alongside Optum Health, Optum Insight, and Optum Rx, with 390,000 employees and a market capitalization of $340.74 billion. The business quality is high: a 14.6% return on equity, $26.07 in free cash flow per share, and a P/FCF of 14.39 demonstrate strong cash gener…
Accumulation Zones
Metric PG UNH
Zone Low $126.14 $360.80
Zone High $142.96 $408.90
In Buy Zone? No Yes
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