ADBE vs V: Which Is the Better Buy?
Side-by-side comparison of Adobe Inc. and Visa Inc. โ fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-04-16.
Adobe Inc. ยท Technology
$248.16
+163.1% upside to fair value
High Conviction
Grade B
VS
Visa Inc. ยท Financial Services
$304.36
+37.7% upside to fair value
High Conviction
Grade A-
QuantHub Verdict
ADBE has more upside to fair value
(+163.1%).
ADBE trades at a lower forward P/E
(14.1x).
These are model outputs โ not personalized investment advice.
See all research โ
Valuation & Fundamentals
| Metric |
ADBE |
V |
| Current Price |
$248.16 |
$304.36 |
| Fair Value Estimate |
$653.00 |
$419.00 |
| Upside to Fair Value |
+163.1%
|
+37.7%
|
| Market Cap |
$101.2B |
$586.8B |
| Forward P/E |
14.1x
|
23.7x
|
| EV / EBITDA |
โ
|
22.3x
|
| Price / Sales |
4.1x
|
14.2x
|
| Price / FCF |
9.8x
|
25.6x
|
| Revenue Growth YoY |
+3.3%
|
+11.3%
|
| Gross Margin |
89.1%
|
81.08%
|
| Operating Margin |
36.6%
|
59.18%
|
| Return on Equity |
62.3%
|
54.22%
|
| Dividend Yield |
โ |
0.83% |
| FCF Yield |
10.2%
|
3.91%
|
| Analyst Consensus |
Hold
|
Strong Buy
|
Investment Thesis
Adobe Inc. develops industry-leading creative software, digital experience platforms, and publishing tools, powering digital content creation and marketing for professionals worldwide. The business excels with high gross margins above 89%, a sticky subscription model driving recurring revenue over $17B ARR, and dominant moats in digital media, though it faces intensifying AI competition and slowiโฆ
Visa is the world's dominant payment network with $40B in net revenue (FY2025), 50%+ net margins, and a capital-light toll-booth model processing $14.2T in annual payment volume across 257.5B transactions. The business compounds at 10-12% revenue CAGR with operating leverage pushing EPS growth to 12-15% over a cycle, funded by $21.6B in annual free cash flow against only $1.5B in capex. At 28.0x โฆ
Accumulation Zones
| Metric |
ADBE |
V |
| Zone Low |
$490.00 |
$265.00 |
| Zone High |
$555.00 |
$300.00 |
| In Buy Zone? |
Yes
|
No
|