ADBE vs UNH: Which Is the Better Buy?

Side-by-side comparison of Adobe Inc. and UnitedHealth Group Incorporated — fair value, conviction, valuation metrics, and QuantHub research signals. Updated 2026-04-16.
Adobe Inc. · Technology
$248.16
+163.1% upside to fair value
High Conviction Grade B
VS
UnitedHealth Group Incorporated · Healthcare
$304.33
+41.3% upside to fair value
Med Conviction Grade B+
QuantHub Verdict
ADBE has more upside to fair value (+163.1%). ADBE trades at a lower forward P/E (14.1x). These are model outputs — not personalized investment advice. See all research →
Valuation & Fundamentals
Metric ADBE UNH
Current Price $248.16 $304.33
Fair Value Estimate $653.00 $430.00
Upside to Fair Value +163.1% +41.3%
Market Cap $101.2B $276.2B
Forward P/E 14.1x 15.1x
EV / EBITDA 14.3x
Price / Sales 4.1x 0.6x
Price / FCF 9.8x 17.2x
Revenue Growth YoY +3.3% +11.8%
Gross Margin 89.1% 18.5%
Operating Margin 36.6% 4.2%
Return on Equity 62.3% 12.7%
Dividend Yield 2.9%
FCF Yield 10.2% 5.82%
Analyst Consensus Hold Buy
Investment Thesis
ADBE — Adobe Inc.
Adobe Inc. develops industry-leading creative software, digital experience platforms, and publishing tools, powering digital content creation and marketing for professionals worldwide. The business excels with high gross margins above 89%, a sticky subscription model driving recurring revenue over $17B ARR, and dominant moats in digital media, though it faces intensifying AI competition and slowi…
UNH — UnitedHealth Group Incorporated
UnitedHealth Group is the world's largest diversified healthcare company, combining the dominant US health insurer UnitedHealthcare with the high-margin Optum services platform spanning care delivery, pharmacy benefits, and data analytics. The stock has fallen roughly 49% from its 2024 peak of $596, driven by elevated medical costs, DOJ antitrust scrutiny, CEO transitions (Brian Thompson's murder…
Accumulation Zones
Metric ADBE UNH
Zone Low $490.00 $280.00
Zone High $555.00 $340.00
In Buy Zone? Yes Yes
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