ADBE vs PYPL: Which Is the Better Buy?
Side-by-side comparison of Adobe Inc. and PayPal Holdings, Inc. — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-06-20.
Adobe Inc. · Technology
$195.16
+45.0% upside to fair value
Grade B
High Quality
VS
PayPal Holdings, Inc. · Financial Services
$42.51
+45.0% upside to fair value
Grade B
QuantHub Verdict
PYPL trades at a lower forward P/E
(7.7x).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
ADBE |
PYPL |
| Current Price |
$195.16 |
$42.51 |
| Fair Value Estimate |
$282.98 |
$61.64 |
| Upside to Fair Value |
+45.0%
|
+45.0%
|
| Market Cap |
$77.6B |
$37.5B |
| Forward P/E |
11.2x
|
7.7x
|
| EV / EBITDA |
8.0x
|
5.3x
|
| Price / Sales |
3.1x
|
1.1x
|
| Price / FCF |
7.3x
|
6.8x
|
| Revenue Growth YoY |
+12.7%
|
+7.2%
|
| Gross Margin |
89.1%
|
46.1%
|
| Operating Margin |
36.1%
|
17.9%
|
| Return on Equity |
62.4%
|
25.1%
|
| Dividend Yield |
0% |
0% |
| FCF Yield |
13.7%
|
14.71%
|
| Analyst Consensus |
Hold
|
Sell
|
Investment Thesis
Adobe Inc. is a leading technology company specializing in software applications for digital media creation and digital document workflows. The business quality is high, supported by durable competitive moats including workflow entrenchment, format standards, and subscription switching costs. Adobe's strong financials include a trailing P/E of 11.15, a forward P/E of 11.15, and a P/FCF of 7.3, in…
PayPal Holdings, Inc. operates as a leading global digital payments platform with a competitive moat driven by its extensive network effects, brand recognition, and scale. Despite a durable business model with 2025 revenue of $33.17 billion growing at 4.3% year-over-year and a strong return on equity of 25.1%, the company faces slowing growth and margin pressures, reflected in a 13.5% decline in …
Accumulation Zones
| Metric |
ADBE |
PYPL |
| Zone Low |
$212.24 |
$46.23 |
| Zone High |
$240.53 |
$52.39 |
| In Buy Zone? |
Yes
|
Yes
|