ADBE vs MA: Which Is the Better Buy?
Side-by-side comparison of Adobe Inc. and Mastercard Incorporated — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-05-13.
Adobe Inc. · Technology
$248.16
+45.0% upside to fair value
High Conviction
Grade B
VS
Mastercard Incorporated · Financial Services
$499.81
+5.0% upside to fair value
Grade B+
High Quality
QuantHub Verdict
ADBE has more upside to fair value
(+45.0%).
ADBE trades at a lower forward P/E
(14.1x).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
ADBE |
MA |
| Current Price |
$248.16 |
$499.81 |
| Fair Value Estimate |
$359.82 |
$525.00 |
| Upside to Fair Value |
+45.0%
|
+5.0%
|
| Market Cap |
$101.2B |
$441.6B |
| Forward P/E |
14.1x
|
28.6x
|
| EV / EBITDA |
—
|
21.3x
|
| Price / Sales |
4.1x
|
13.0x
|
| Price / FCF |
9.8x
|
24.9x
|
| Revenue Growth YoY |
+3.3%
|
+15.8%
|
| Gross Margin |
89.1%
|
83.0%
|
| Operating Margin |
36.6%
|
59.4%
|
| Return on Equity |
62.3%
|
206.1%
|
| Dividend Yield |
— |
0.6% |
| FCF Yield |
10.2%
|
4.01%
|
| Analyst Consensus |
Hold
|
Strong Buy
|
Investment Thesis
Adobe Inc. develops industry-leading creative software, digital experience platforms, and publishing tools, powering digital content creation and marketing for professionals worldwide. The business excels with high gross margins above 89%, a sticky subscription model driving recurring revenue over $17B ARR, and dominant moats in digital media, though it faces intensifying AI competition and slowi…
Mastercard is one of two global payment network duopolists alongside Visa, with structurally high margins (83% gross, 59% operating, 46% net), powerful network effects, and durable secular tailwinds from the ongoing cash-to-card and card-to-digital migration. Q1 2026 results reported April 30 showed revenue of $8.40 billion (+15.8% YoY) and EPS of $4.35 (+20.8% YoY), driven by continued cross-bor…
Accumulation Zones
| Metric |
ADBE |
MA |
| Zone Low |
$269.87 |
$393.75 |
| Zone High |
$305.85 |
$446.25 |
| In Buy Zone? |
Yes
|
No
|