V vs XOM: Which Is the Better Buy?
Side-by-side comparison of Visa Inc. and Exxon Mobil Corporation — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-04-11.
Visa Inc. · Financial Services
$304.36
+37.7% upside to fair value
High Conviction
Grade A-
VS
Exxon Mobil Corporation · Energy
$152.30
-33.0% upside to fair value
Med Conviction
Grade C+
QuantHub Verdict
V has more upside to fair value
(+37.7%).
XOM trades at a lower forward P/E
(17.5x).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
V |
XOM |
| Current Price |
$304.36 |
$152.30 |
| Fair Value Estimate |
$419.00 |
$102.00 |
| Upside to Fair Value |
+37.7%
|
-33.0%
|
| Market Cap |
$586.8B |
$634.6B |
| Forward P/E |
23.7x
|
17.5x
|
| EV / EBITDA |
22.3x
|
9.8x
|
| Price / Sales |
14.2x
|
2.0x
|
| Price / FCF |
25.6x
|
26.9x
|
| Revenue Growth YoY |
+11.3%
|
-4.5%
|
| Gross Margin |
81.08%
|
21.7%
|
| Operating Margin |
59.18%
|
10.5%
|
| Return on Equity |
54.22%
|
11.1%
|
| Dividend Yield |
0.83% |
2.65% |
| FCF Yield |
3.91%
|
3.72%
|
| Analyst Consensus |
Strong Buy
|
Buy
|
Investment Thesis
Visa is the world's dominant payment network with $40B in net revenue (FY2025), 50%+ net margins, and a capital-light toll-booth model processing $14.2T in annual payment volume across 257.5B transactions. The business compounds at 10-12% revenue CAGR with operating leverage pushing EPS growth to 12-15% over a cycle, funded by $21.6B in annual free cash flow against only $1.5B in capex. At 28.0x …
Exxon Mobil is a world-class integrated energy supermajor with unmatched Permian Basin scale following the Pioneer Natural Resources acquisition, a high-margin Guyana growth engine, and disciplined capital allocation. However, the stock remains significantly overvalued relative to its own 5-year history on every key metric. At $152, XOM trades at roughly 22x trailing earnings, 1.96x sales, and 27…
Accumulation Zones
| Metric |
V |
XOM |
| Zone Low |
$265.00 |
$77.00 |
| Zone High |
$300.00 |
$92.00 |
| In Buy Zone? |
No
|
No
|