V vs XOM: Which Is the Better Buy?
Side-by-side comparison of Visa Inc. and Exxon Mobil Corporation — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-09-19.
Visa Inc. · Financial Services
$368.29
+25.7% upside to fair value
Med Conviction
Grade B
High Quality
VS
Exxon Mobil Corporation · Energy
$163.18
+10.3% upside to fair value
Med Conviction
Grade B
High Quality
QuantHub Verdict
V has more upside to fair value
(+25.7%).
These are model outputs — not personalized investment advice.
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Valuation & Fundamentals
| Metric |
V |
XOM |
| Current Price |
$368.29 |
$163.18 |
| Fair Value Estimate |
$463.00 |
$179.98 |
| Upside to Fair Value |
+25.7%
|
+10.3%
|
| Market Cap |
$687.6B |
$676.3B |
| Forward P/E |
—
|
—
|
| EV / EBITDA |
24.0x
|
9.9x
|
| Price / Sales |
15.5x
|
1.9x
|
| Price / FCF |
33.5x
|
22.3x
|
| Revenue Growth YoY |
+14.4%
|
+44.1%
|
| Gross Margin |
80.2%
|
25.1%
|
| Operating Margin |
60.7%
|
10.7%
|
| Return on Equity |
61.3%
|
12.7%
|
| Dividend Yield |
0.73% |
2.52% |
| FCF Yield |
2.98%
|
4.49%
|
| Analyst Consensus |
Strong Buy
|
Hold
|
Investment Thesis
Visa operates the world's largest retail payments network, connecting consumers, merchants, issuers, and acquirers through VisaNet, which authorizes, clears, and settles transactions across more than 200 countries. The business quality is exceptional: TTM gross margin of 80.2%, operating margin of 60.7%, net margin of 50.8%, and ROE of 61.3% reflect a two-sided network with powerful scale economi…
Exxon Mobil is the largest integrated oil and gas major in the United States, operating across Upstream exploration and production, Downstream refining and fuels marketing, and Chemical manufacturing, with roughly 57,900 employees and a portfolio that spans conventional crude and natural gas, LNG, petrochemicals, and early-stage carbon capture, hydrogen, and biofuels ventures. The business qualit…
Accumulation Zones
| Metric |
V |
XOM |
| Zone Low |
$347.25 |
$134.98 |
| Zone High |
$393.55 |
$152.98 |
| In Buy Zone? |
Yes
|
No
|