UPS vs WFC: Which Is the Better Buy?

Side-by-side comparison of United Parcel Service, Inc. and Wells Fargo & Company โ€” fair value, conviction, valuation metrics, and QuantHub research signals. Updated 2026-04-22.
United Parcel Service, Inc. ยท Industrials
$101.69
+27.8% upside to fair value
Med Conviction Grade B-
VS
Wells Fargo & Company ยท Financial Services
$81.52
+30.6% upside to fair value
Grade B
QuantHub Verdict
WFC has more upside to fair value (+30.6%). WFC trades at a lower forward P/E (11.9x). These are model outputs โ€” not personalized investment advice. See all research โ†’
Valuation & Fundamentals
Metric UPS WFC
Current Price $101.69 $81.52
Fair Value Estimate $130.00 $106.49
Upside to Fair Value +27.8% +30.6%
Market Cap $86.4B $250.7B
Forward P/E 15.1x 11.9x
EV / EBITDA 9.1x 16.7x
Price / Sales 0.9x 2.0x
Price / FCF 17.7x -13.2x
Revenue Growth YoY -2.5% +7.3%
Gross Margin 18.5% 64.5%
Operating Margin 9.56% 20.5%
Return on Equity 34.3% 12.0%
Dividend Yield 6.41% 0%
FCF Yield 5.66% โ€”
Analyst Consensus Hold Buy
Investment Thesis
UPS โ€” United Parcel Service, Inc.
UPS is the world's largest integrated logistics network with 241,250 employees, operations in 200-plus countries, and 20.8 million packages per day, now in the decisive phase of its most consequential restructuring in 118 years. By deliberately cutting Amazon volume by more than 50 percent (Amazon was 10.6 percent of 2025 revenue), closing 22 to 24 facilities, and eliminating 30,000 positions, maโ€ฆ
WFC โ€” Wells Fargo & Company
Wells Fargo & Company is a diversified financial services firm operating primarily in consumer banking, commercial banking, corporate and investment banking, and wealth and investment management. The company benefits from a seasoned CEO with extensive industry experience and has made significant progress in regulatory compliance and operational efficiency, including lifting its asset cap in 2025.โ€ฆ
Accumulation Zones
Metric UPS WFC
Zone Low $95.00 $79.87
Zone High $112.00 $90.52
In Buy Zone? Yes Yes
โ† UPS Research    WFC Research โ†’    All Research