UNH vs XOM: Which Is the Better Buy?
Side-by-side comparison of UnitedHealth Group Incorporated and Exxon Mobil Corporation — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-05-01.
UnitedHealth Group Incorporated · Healthcare
$353.52
+45.0% upside to fair value
Grade B
High Quality
VS
Exxon Mobil Corporation · Energy
$154.46
-40.5% upside to fair value
Grade C
QuantHub Verdict
UNH has more upside to fair value
(+45.0%).
XOM trades at a lower forward P/E
(23.2x).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
UNH |
XOM |
| Current Price |
$353.52 |
$154.46 |
| Fair Value Estimate |
$512.60 |
$91.87 |
| Upside to Fair Value |
+45.0%
|
-40.5%
|
| Market Cap |
$320.9B |
$642.0B |
| Forward P/E |
26.7x
|
23.2x
|
| EV / EBITDA |
16.1x
|
10.3x
|
| Price / Sales |
0.7x
|
2.0x
|
| Price / FCF |
16.3x
|
27.2x
|
| Revenue Growth YoY |
+2.0%
|
-1.3%
|
| Gross Margin |
18.8%
|
21.7%
|
| Operating Margin |
4.2%
|
10.5%
|
| Return on Equity |
12.4%
|
11.0%
|
| Dividend Yield |
0% |
0% |
| FCF Yield |
6.13%
|
3.68%
|
| Analyst Consensus |
Strong Buy
|
Buy
|
Investment Thesis
UnitedHealth Group Incorporated operates as a leading healthcare company with two main platforms: UnitedHealthcare, providing health benefits coverage, and Optum, offering information and technology services. The company benefits from a durable competitive moat due to its scale, integrated platforms, and broad market reach serving over 170 million consumers. Despite strong revenue growth of 12% y…
Exxon Mobil Corporation operates as a global integrated oil and gas company with significant operations in upstream, energy products, chemical products, and specialty products segments. The company benefits from a highly experienced management team with decades of internal tenure, led by CEO Darren Woods. Despite strong cash flow generation and operational scale, Exxon is currently overvalued, tr…
Accumulation Zones
| Metric |
UNH |
XOM |
| Zone Low |
$384.45 |
$68.90 |
| Zone High |
$435.71 |
$78.09 |
| In Buy Zone? |
Yes
|
No
|