UNH vs XOM: Which Is the Better Buy?
Side-by-side comparison of UnitedHealth Group Incorporated and Exxon Mobil Corporation — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-07-17.
UnitedHealth Group Incorporated · Healthcare
$423.38
+45.0% upside to fair value
Grade B
High Quality
VS
Exxon Mobil Corporation · Energy
$137.81
-45.0% upside to fair value
Grade C
QuantHub Verdict
UNH has more upside to fair value
(+45.0%).
XOM trades at a lower forward P/E
(22.8x).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
UNH |
XOM |
| Current Price |
$423.38 |
$137.81 |
| Fair Value Estimate |
$613.90 |
$75.80 |
| Upside to Fair Value |
+45.0%
|
-45.0%
|
| Market Cap |
$384.5B |
$571.2B |
| Forward P/E |
27.2x
|
22.8x
|
| EV / EBITDA |
13.8x
|
10.1x
|
| Price / Sales |
0.8x
|
1.8x
|
| Price / FCF |
19.6x
|
30.4x
|
| Revenue Growth YoY |
+0.4%
|
+2.6%
|
| Gross Margin |
18.8%
|
25.5%
|
| Operating Margin |
4.2%
|
9.0%
|
| Return on Equity |
12.4%
|
9.8%
|
| Dividend Yield |
0% |
0% |
| FCF Yield |
5.12%
|
3.29%
|
| Analyst Consensus |
Strong Buy
|
Buy
|
Investment Thesis
UnitedHealth Group Incorporated operates in the healthcare sector, specifically within medical and healthcare plans, providing a durable business model supported by a strong competitive moat and consistent earnings growth. The company currently trades at a price of $423.38 with a market cap of $359.873 billion, reflecting a valuation that is cheap relative to its five-year history, supported by a…
Exxon Mobil Corporation is a leading integrated oil and gas company with a durable competitive moat based on its scale, integration, advantaged long-life resources, proprietary technology, and irreplaceable infrastructure. The company is led by a long-tenured management team with a strong capital allocation track record focused on dividends and buybacks. Despite these strengths, Exxon is currentl…
Accumulation Zones
| Metric |
UNH |
XOM |
| Zone Low |
$460.42 |
$56.85 |
| Zone High |
$521.81 |
$64.43 |
| In Buy Zone? |
Yes
|
No
|