UNH vs UPS: Which Is the Better Buy?
Side-by-side comparison of UnitedHealth Group Incorporated and United Parcel Service, Inc. — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-07-17.
UnitedHealth Group Incorporated · Healthcare
$423.38
+45.0% upside to fair value
Grade B
High Quality
VS
United Parcel Service, Inc. · Industrials
$105.00
+12.9% upside to fair value
Grade B
QuantHub Verdict
UNH has more upside to fair value
(+45.0%).
UPS trades at a lower forward P/E
(17.0x).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
UNH |
UPS |
| Current Price |
$423.38 |
$105.00 |
| Fair Value Estimate |
$613.90 |
$118.53 |
| Upside to Fair Value |
+45.0%
|
+12.9%
|
| Market Cap |
$384.5B |
$89.2B |
| Forward P/E |
27.2x
|
17.0x
|
| EV / EBITDA |
13.8x
|
9.6x
|
| Price / Sales |
0.8x
|
1.0x
|
| Price / FCF |
19.6x
|
19.8x
|
| Revenue Growth YoY |
+0.4%
|
-1.6%
|
| Gross Margin |
18.8%
|
17.8%
|
| Operating Margin |
4.2%
|
8.5%
|
| Return on Equity |
12.4%
|
33.0%
|
| Dividend Yield |
0% |
0% |
| FCF Yield |
5.12%
|
5.06%
|
| Analyst Consensus |
Strong Buy
|
Buy
|
Investment Thesis
UnitedHealth Group Incorporated operates in the healthcare sector, specifically within medical and healthcare plans, providing a durable business model supported by a strong competitive moat and consistent earnings growth. The company currently trades at a price of $423.38 with a market cap of $359.873 billion, reflecting a valuation that is cheap relative to its five-year history, supported by a…
United Parcel Service, Inc. operates as a global integrated freight and logistics company with a strong presence in U.S. domestic package delivery, international package services, and supply chain solutions. The company benefits from a durable competitive moat supported by its extensive network capabilities, premium service positioning, and strategic focus on higher-margin segments such as health…
Accumulation Zones
| Metric |
UNH |
UPS |
| Zone Low |
$460.42 |
$88.90 |
| Zone High |
$521.81 |
$100.75 |
| In Buy Zone? |
Yes
|
No
|