TMO vs UNH: Which Is the Better Buy?

Side-by-side comparison of Thermo Fisher Scientific Inc. and UnitedHealth Group Incorporated — fair value, conviction, valuation metrics, and QuantHub research signals. Updated 2026-09-18.
Thermo Fisher Scientific Inc. · Healthcare
$658.32
+31.1% upside to fair value
Med Conviction Grade B High Quality
VS
UnitedHealth Group Incorporated · Healthcare
$375.21
+28.2% upside to fair value
Med Conviction Grade B High Quality
QuantHub Verdict
TMO has more upside to fair value (+31.1%). These are model outputs — not personalized investment advice. See all research →
Valuation & Fundamentals
Metric TMO UNH
Current Price $658.32 $375.21
Fair Value Estimate $863.34 $481.06
Upside to Fair Value +31.1% +28.2%
Market Cap $244.7B $340.7B
Forward P/E — —
EV / EBITDA 25.9x 15.0x
Price / Sales 5.3x 0.8x
Price / FCF 33.4x 14.4x
Revenue Growth YoY +10.5% +0.4%
Gross Margin 40.4% 22.5%
Operating Margin 17.7% 4.8%
Return on Equity 13.4% 14.6%
Dividend Yield 0.28% 2.41%
FCF Yield 3.0% 6.95%
Analyst Consensus Strong Buy Strong Buy
Investment Thesis
TMO — Thermo Fisher Scientific Inc.
Thermo Fisher Scientific is a global life-sciences and laboratory-services platform spanning Life Sciences Solutions, Analytical Instruments, Specialty Diagnostics, and Laboratory Products and Biopharma Services, with recognized brands including Thermo Scientific, Applied Biosystems, Invitrogen, Fisher Scientific, Patheon, and PPD, serving pharmaceutical, biotech, clinical, academic, and governme…
UNH — UnitedHealth Group Incorporated
UnitedHealth Group is the largest diversified healthcare enterprise in the United States, operating UnitedHealthcare insurance plans alongside Optum Health, Optum Insight, and Optum Rx, with 390,000 employees and a market capitalization of $340.74 billion. The business quality is high: a 14.6% return on equity, $26.07 in free cash flow per share, and a P/FCF of 14.39 demonstrate strong cash gener…
Accumulation Zones
Metric TMO UNH
Zone Low $647.50 $360.80
Zone High $733.84 $408.90
In Buy Zone? Yes Yes
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