SMCI vs UNH: Which Is the Better Buy?
Side-by-side comparison of Super Micro Computer, Inc. and UnitedHealth Group Incorporated — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-09-26.
Super Micro Computer, Inc. · Technology
$43.26
-4.2% upside to fair value
Med Conviction
Grade C
VS
UnitedHealth Group Incorporated · Healthcare
$375.21
+28.2% upside to fair value
Med Conviction
Grade B
High Quality
QuantHub Verdict
UNH has more upside to fair value
(+28.2%).
These are model outputs — not personalized investment advice.
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Valuation & Fundamentals
| Metric |
SMCI |
UNH |
| Current Price |
$43.26 |
$375.21 |
| Fair Value Estimate |
$41.44 |
$481.06 |
| Upside to Fair Value |
-4.2%
|
+28.2%
|
| Market Cap |
$28.0B |
$340.7B |
| Forward P/E |
—
|
—
|
| EV / EBITDA |
8.9x
|
15.0x
|
| Price / Sales |
0.7x
|
0.8x
|
| Price / FCF |
—
|
14.4x
|
| Revenue Growth YoY |
+93.2%
|
+0.4%
|
| Gross Margin |
10.8%
|
22.5%
|
| Operating Margin |
7.1%
|
4.8%
|
| Return on Equity |
25.1%
|
14.6%
|
| Dividend Yield |
0% |
2.41% |
| FCF Yield |
—
|
6.95%
|
| Analyst Consensus |
Hold
|
Strong Buy
|
Investment Thesis
Super Micro Computer designs and sells modular, open-standard server and storage systems, with a growing franchise in liquid- and air-cooled AI racks such as the NVIDIA Vera Rubin NVL72, sold through direct, distribution and OEM channels to data center, cloud, AI, 5G and edge customers. The business quality is mixed: revenue grew 93.2% year over year and earnings grew 503.7% in the most recent qu…
UnitedHealth Group is the largest diversified healthcare enterprise in the United States, operating UnitedHealthcare insurance plans alongside Optum Health, Optum Insight, and Optum Rx, with 390,000 employees and a market capitalization of $340.74 billion. The business quality is high: a 14.6% return on equity, $26.07 in free cash flow per share, and a P/FCF of 14.39 demonstrate strong cash gener…
Accumulation Zones
| Metric |
SMCI |
UNH |
| Zone Low |
$31.08 |
$360.80 |
| Zone High |
$35.22 |
$408.90 |
| In Buy Zone? |
No
|
Yes
|