PYPL vs WDC: Which Is the Better Buy?
Side-by-side comparison of PayPal Holdings, Inc. and Western Digital Corporation — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-09-19.
PayPal Holdings, Inc. · Financial Services
$52.71
+9.1% upside to fair value
Med Conviction
Grade B-
VS
Western Digital Corporation · Technology
$441.36
-16.8% upside to fair value
Med Conviction
Grade C
QuantHub Verdict
PYPL has more upside to fair value
(+9.1%).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
PYPL |
WDC |
| Current Price |
$52.71 |
$441.36 |
| Fair Value Estimate |
$57.50 |
$367.30 |
| Upside to Fair Value |
+9.1%
|
-16.8%
|
| Market Cap |
$45.1B |
$152.1B |
| Forward P/E |
—
|
—
|
| EV / EBITDA |
6.8x
|
17.4x
|
| Price / Sales |
1.3x
|
11.8x
|
| Price / FCF |
7.2x
|
47.3x
|
| Revenue Growth YoY |
+4.8%
|
+43.8%
|
| Gross Margin |
45.8%
|
48.9%
|
| Operating Margin |
18.8%
|
34.9%
|
| Return on Equity |
24.4%
|
118.6%
|
| Dividend Yield |
1.06% |
0.12% |
| FCF Yield |
13.97%
|
2.12%
|
| Analyst Consensus |
Hold
|
Strong Buy
|
Investment Thesis
PayPal operates a global digital-payments platform spanning branded checkout, Venmo, Braintree merchant processing, credit products and fraud-risk infrastructure across approximately 200 markets. Business quality is medium: its two-sided network, trusted brand, broad merchant distribution and risk capabilities remain meaningful assets, but its highest-value branded-checkout franchise is under com…
Western Digital designs and manufactures hard disk drives and flash-based storage for data centers, client devices, and consumer markets, and it is currently enjoying an extraordinary demand surge tied to AI infrastructure buildouts. In the most recent quarter, revenue grew 43.8% year over year and earnings grew 1143.2% year over year, while trailing twelve-month gross margin reached 48.9%, opera…
Accumulation Zones
| Metric |
PYPL |
WDC |
| Zone Low |
$43.12 |
$275.48 |
| Zone High |
$48.88 |
$312.20 |
| In Buy Zone? |
No
|
No
|