PYPL vs VST: Which Is the Better Buy?
Side-by-side comparison of PayPal Holdings, Inc. and Vistra Corp. — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-08-06.
PayPal Holdings, Inc. · Financial Services
$42.51
+45.0% upside to fair value
Grade B
VS
Vistra Corp. · Utilities
$140.58
+20.9% upside to fair value
Med Conviction
Grade B
QuantHub Verdict
PYPL has more upside to fair value
(+45.0%).
PYPL trades at a lower forward P/E
(7.7x).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
PYPL |
VST |
| Current Price |
$42.51 |
$140.58 |
| Fair Value Estimate |
$61.64 |
$170.00 |
| Upside to Fair Value |
+45.0%
|
+20.9%
|
| Market Cap |
$37.5B |
$47.4B |
| Forward P/E |
7.7x
|
15.4x
|
| EV / EBITDA |
5.3x
|
9.3x
|
| Price / Sales |
1.1x
|
2.9x
|
| Price / FCF |
6.8x
|
42.5x
|
| Revenue Growth YoY |
+7.2%
|
+20.0%
|
| Gross Margin |
46.1%
|
12.7%
|
| Operating Margin |
17.9%
|
2.1%
|
| Return on Equity |
25.1%
|
35.0%
|
| Dividend Yield |
0% |
0.65% |
| FCF Yield |
14.71%
|
2.4%
|
| Analyst Consensus |
Sell
|
Strong Buy
|
Investment Thesis
PayPal Holdings, Inc. operates as a leading global digital payments platform with a competitive moat driven by its extensive network effects, brand recognition, and scale. Despite a durable business model with 2025 revenue of $33.17 billion growing at 4.3% year-over-year and a strong return on equity of 25.1%, the company faces slowing growth and margin pressures, reflected in a 13.5% decline in …
Vistra is an integrated merchant power producer and retail electricity supplier with roughly 38,700 MW of generation across natural gas, nuclear, coal, solar and battery storage, plus a roughly 4.3 million customer retail book (TXU and affiliated brands) across 20 states. The 2024 Energy Harbor deal made it the second-largest nuclear operator in the US, and that nuclear and gas fleet is now centr…
Accumulation Zones
| Metric |
PYPL |
VST |
| Zone Low |
$46.23 |
$128.00 |
| Zone High |
$52.39 |
$145.00 |
| In Buy Zone? |
Yes
|
Yes
|