PYPL vs VRTV: Which Is the Better Buy?

Side-by-side comparison of PayPal Holdings, Inc. and Veritiv Corporation — fair value, conviction, valuation metrics, and QuantHub research signals. Updated 2026-06-20.
PayPal Holdings, Inc. · Financial Services
$42.51
+45.0% upside to fair value
Grade B
VS
Veritiv Corporation · Industrials
$169.99
-43.3% upside to fair value
Grade D
QuantHub Verdict
PYPL has more upside to fair value (+45.0%). VRTV trades at a lower forward P/E (7.1x). These are model outputs — not personalized investment advice. See all research →
Valuation & Fundamentals
Metric PYPL VRTV
Current Price $42.51 $169.99
Fair Value Estimate $61.64 $96.38
Upside to Fair Value +45.0% -43.3%
Market Cap $37.5B $2.3B
Forward P/E 7.7x 7.1x
EV / EBITDA 5.3x 5.4x
Price / Sales 1.1x 0.3x
Price / FCF 6.8x 10.0x
Revenue Growth YoY +7.2% -19.0%
Gross Margin 46.1% 22.7%
Operating Margin 17.9% 5.9%
Return on Equity 25.1% 48.6%
Dividend Yield 0% 0%
FCF Yield 14.71% 9.99%
Analyst Consensus Sell Hold
Investment Thesis
PYPL — PayPal Holdings, Inc.
PayPal Holdings, Inc. operates as a leading global digital payments platform with a competitive moat driven by its extensive network effects, brand recognition, and scale. Despite a durable business model with 2025 revenue of $33.17 billion growing at 4.3% year-over-year and a strong return on equity of 25.1%, the company faces slowing growth and margin pressures, reflected in a 13.5% decline in …
VRTV — Veritiv Corporation
Veritiv Corporation operates as a distributor primarily in packaging, facility solutions, and print markets, with a business quality characterized by scale and network density rather than proprietary products or pricing power. The company has undergone significant transformation under CEO Salvatore A. Abbate, including a take-private transaction by Clayton, Dubilier & Rice in 2023 and a strategic…
Accumulation Zones
Metric PYPL VRTV
Zone Low $46.23 $72.28
Zone High $52.39 $81.92
In Buy Zone? Yes No
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