PYPL vs VRTV: Which Is the Better Buy?

Side-by-side comparison of PayPal Holdings, Inc. and Veritiv Corporation β€” fair value, conviction, valuation metrics, and QuantHub research signals. Updated 2026-09-19.
PayPal Holdings, Inc. Β· Financial Services
$52.71
+9.1% upside to fair value
Med Conviction Grade B-
VS
Veritiv Corporation Β· Industrials
$169.99
-45.0% upside to fair value
Med Conviction Grade D
QuantHub Verdict
PYPL has more upside to fair value (+9.1%). These are model outputs β€” not personalized investment advice. See all research β†’
Valuation & Fundamentals
Metric PYPL VRTV
Current Price $52.71 $169.99
Fair Value Estimate $57.50 $93.49
Upside to Fair Value +9.1% -45.0%
Market Cap $45.1B $2.3B
Forward P/E β€” β€”
EV / EBITDA 6.8x 5.4x
Price / Sales 1.3x 0.4x
Price / FCF 7.2x 10.4x
Revenue Growth YoY +4.8% -19.0%
Gross Margin 45.8% 22.7%
Operating Margin 18.8% 5.9%
Return on Equity 24.4% 48.6%
Dividend Yield 1.06% 1.48%
FCF Yield 13.97% 9.57%
Analyst Consensus Hold Hold
Investment Thesis
PYPL β€” PayPal Holdings, Inc.
PayPal operates a global digital-payments platform spanning branded checkout, Venmo, Braintree merchant processing, credit products and fraud-risk infrastructure across approximately 200 markets. Business quality is medium: its two-sided network, trusted brand, broad merchant distribution and risk capabilities remain meaningful assets, but its highest-value branded-checkout franchise is under com…
VRTV β€” Veritiv Corporation
Veritiv Corporation is a business-to-business distributor of specialty packaging, facility solutions, print, and publishing products, operating through four segments with a network of distribution centers and roughly 5,000 employees. The business quality is mixed: it generates a strong 48.6% ROE and trades at a low 7.13 trailing P/E and 5.44 EV/EBITDA, but revenue declined 19.0% year over year in…
Accumulation Zones
Metric PYPL VRTV
Zone Low $43.12 $70.12
Zone High $48.88 $79.47
In Buy Zone? No No
← PYPL Research    VRTV Research β†’    All Research