PYPL vs VRT: Which Is the Better Buy?
Side-by-side comparison of PayPal Holdings, Inc. and Vertiv Holdings Co — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-05-05.
PayPal Holdings, Inc. · Financial Services
$50.39
+110.0% upside to fair value
Grade B
VS
Vertiv Holdings Co · Industrials
$305.14
-19.1% upside to fair value
Grade D
High Quality
QuantHub Verdict
PYPL has more upside to fair value
(+110.0%).
PYPL trades at a lower forward P/E
(9.0x).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
PYPL |
VRT |
| Current Price |
$50.39 |
$305.14 |
| Fair Value Estimate |
$105.84 |
$246.77 |
| Upside to Fair Value |
+110.0%
|
-19.1%
|
| Market Cap |
$45.3B |
$116.8B |
| Forward P/E |
9.0x
|
75.0x
|
| EV / EBITDA |
6.1x
|
50.1x
|
| Price / Sales |
1.4x
|
10.8x
|
| Price / FCF |
8.2x
|
50.5x
|
| Revenue Growth YoY |
+3.7%
|
+30.1%
|
| Gross Margin |
46.6%
|
36.2%
|
| Operating Margin |
18.3%
|
18.5%
|
| Return on Equity |
25.9%
|
42.1%
|
| Dividend Yield |
0% |
0% |
| FCF Yield |
12.27%
|
1.98%
|
| Analyst Consensus |
Sell
|
Strong Buy
|
Investment Thesis
PayPal Holdings, Inc. operates as a leading digital payments platform offering transaction processing and value-added financial services such as consumer credit and BNPL products. The business quality is medium due to a narrowing competitive moat amid increasing pressure from big tech competitors and slowing growth in its core branded checkout segment. The stock is currently mispriced and cheap, …
Vertiv Holdings Co operates in the electrical equipment and parts industry within the industrials sector, focusing on critical digital infrastructure technology products and services. The company has demonstrated strong business quality with a 42.1% return on equity, 30.1% revenue growth, and 137.1% earnings growth in the most recent quarter, supported by solid margins including a 36.2% gross mar…
Accumulation Zones
| Metric |
PYPL |
VRT |
| Zone Low |
$79.38 |
$185.08 |
| Zone High |
$89.96 |
$209.75 |
| In Buy Zone? |
Yes
|
No
|