PYPL vs TTD: Which Is the Better Buy?
Side-by-side comparison of PayPal Holdings, Inc. and The Trade Desk, Inc. — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-05-05.
PayPal Holdings, Inc. · Financial Services
$50.39
+110.0% upside to fair value
Grade B
VS
The Trade Desk, Inc. · Technology
$22.76
+488.8% upside to fair value
High Conviction
Grade A-
QuantHub Verdict
TTD has more upside to fair value
(+488.8%).
PYPL trades at a lower forward P/E
(9.0x).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
PYPL |
TTD |
| Current Price |
$50.39 |
$22.76 |
| Fair Value Estimate |
$105.84 |
$134.00 |
| Upside to Fair Value |
+110.0%
|
+488.8%
|
| Market Cap |
$45.3B |
$10.8B |
| Forward P/E |
9.0x
|
24.6x
|
| EV / EBITDA |
6.1x
|
—
|
| Price / Sales |
1.4x
|
3.7x
|
| Price / FCF |
8.2x
|
13.8x
|
| Revenue Growth YoY |
+3.7%
|
+14.5%
|
| Gross Margin |
46.6%
|
78.6%
|
| Operating Margin |
18.3%
|
20.3%
|
| Return on Equity |
25.9%
|
16.9%
|
| Dividend Yield |
0% |
— |
| FCF Yield |
12.27%
|
7.3%
|
| Analyst Consensus |
Sell
|
Buy
|
Investment Thesis
PayPal Holdings, Inc. operates as a leading digital payments platform offering transaction processing and value-added financial services such as consumer credit and BNPL products. The business quality is medium due to a narrowing competitive moat amid increasing pressure from big tech competitors and slowing growth in its core branded checkout segment. The stock is currently mispriced and cheap, …
The Trade Desk is the largest independent demand-side platform for programmatic advertising with 78.6% gross margins. After recent sell-off, stock trades at 3.2x forward P/S vs historical higher multiples, offering upside if growth stabilizes at 15%+. A-tier business at cheap valuation.[1]
Accumulation Zones
| Metric |
PYPL |
TTD |
| Zone Low |
$79.38 |
$100.00 |
| Zone High |
$89.96 |
$114.00 |
| In Buy Zone? |
Yes
|
Yes
|