PYPL vs TMO: Which Is the Better Buy?
Side-by-side comparison of PayPal Holdings, Inc. and Thermo Fisher Scientific Inc. — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-09-18.
PayPal Holdings, Inc. · Financial Services
$52.71
+9.1% upside to fair value
Med Conviction
Grade B-
VS
Thermo Fisher Scientific Inc. · Healthcare
$658.32
+31.1% upside to fair value
Med Conviction
Grade B
High Quality
QuantHub Verdict
TMO has more upside to fair value
(+31.1%).
These are model outputs — not personalized investment advice.
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Valuation & Fundamentals
| Metric |
PYPL |
TMO |
| Current Price |
$52.71 |
$658.32 |
| Fair Value Estimate |
$57.50 |
$863.34 |
| Upside to Fair Value |
+9.1%
|
+31.1%
|
| Market Cap |
$45.1B |
$244.7B |
| Forward P/E |
—
|
—
|
| EV / EBITDA |
6.8x
|
25.9x
|
| Price / Sales |
1.3x
|
5.3x
|
| Price / FCF |
7.2x
|
33.4x
|
| Revenue Growth YoY |
+4.8%
|
+10.5%
|
| Gross Margin |
45.8%
|
40.4%
|
| Operating Margin |
18.8%
|
17.7%
|
| Return on Equity |
24.4%
|
13.4%
|
| Dividend Yield |
1.06% |
0.28% |
| FCF Yield |
13.97%
|
3.0%
|
| Analyst Consensus |
Hold
|
Strong Buy
|
Investment Thesis
PayPal operates a global digital-payments platform spanning branded checkout, Venmo, Braintree merchant processing, credit products and fraud-risk infrastructure across approximately 200 markets. Business quality is medium: its two-sided network, trusted brand, broad merchant distribution and risk capabilities remain meaningful assets, but its highest-value branded-checkout franchise is under com…
Thermo Fisher Scientific is a global life-sciences and laboratory-services platform spanning Life Sciences Solutions, Analytical Instruments, Specialty Diagnostics, and Laboratory Products and Biopharma Services, with recognized brands including Thermo Scientific, Applied Biosystems, Invitrogen, Fisher Scientific, Patheon, and PPD, serving pharmaceutical, biotech, clinical, academic, and governme…
Accumulation Zones
| Metric |
PYPL |
TMO |
| Zone Low |
$43.12 |
$647.50 |
| Zone High |
$48.88 |
$733.84 |
| In Buy Zone? |
No
|
Yes
|