PYPL vs RTX: Which Is the Better Buy?
Side-by-side comparison of PayPal Holdings, Inc. and RTX Corporation — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-09-18.
PayPal Holdings, Inc. · Financial Services
$52.71
+9.1% upside to fair value
Med Conviction
Grade B-
VS
RTX Corporation · Industrials
$193.54
+33.0% upside to fair value
Med Conviction
Grade B
High Quality
QuantHub Verdict
RTX has more upside to fair value
(+33.0%).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
PYPL |
RTX |
| Current Price |
$52.71 |
$193.54 |
| Fair Value Estimate |
$57.50 |
$257.36 |
| Upside to Fair Value |
+9.1%
|
+33.0%
|
| Market Cap |
$45.1B |
$260.9B |
| Forward P/E |
—
|
—
|
| EV / EBITDA |
6.8x
|
18.1x
|
| Price / Sales |
1.3x
|
2.8x
|
| Price / FCF |
7.2x
|
21.7x
|
| Revenue Growth YoY |
+4.8%
|
+14.5%
|
| Gross Margin |
45.8%
|
20.3%
|
| Operating Margin |
18.8%
|
11.2%
|
| Return on Equity |
24.4%
|
11.8%
|
| Dividend Yield |
1.06% |
1.46% |
| FCF Yield |
13.97%
|
4.6%
|
| Analyst Consensus |
Hold
|
Buy
|
Investment Thesis
PayPal operates a global digital-payments platform spanning branded checkout, Venmo, Braintree merchant processing, credit products and fraud-risk infrastructure across approximately 200 markets. Business quality is medium: its two-sided network, trusted brand, broad merchant distribution and risk capabilities remain meaningful assets, but its highest-value branded-checkout franchise is under com…
RTX Corporation is a $260.85 billion aerospace and defense conglomerate operating three segments — Collins Aerospace, Pratt & Whitney, and Raytheon — serving commercial aviation, military, and government customers worldwide with 180,000 employees. The business quality is high: it holds intangible-asset and switching-cost advantages rooted in long-cycle engine programs, proprietary defense electro…
Accumulation Zones
| Metric |
PYPL |
RTX |
| Zone Low |
$43.12 |
$193.02 |
| Zone High |
$48.88 |
$218.76 |
| In Buy Zone? |
No
|
Yes
|