PYPL vs QCOM: Which Is the Better Buy?
Side-by-side comparison of PayPal Holdings, Inc. and QUALCOMM Incorporated — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-09-26.
PayPal Holdings, Inc. · Financial Services
$52.71
+9.1% upside to fair value
Med Conviction
Grade B-
VS
QUALCOMM Incorporated · Technology
$201.97
-21.1% upside to fair value
Med Conviction
Grade D
High Quality
QuantHub Verdict
PYPL has more upside to fair value
(+9.1%).
These are model outputs — not personalized investment advice.
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Valuation & Fundamentals
| Metric |
PYPL |
QCOM |
| Current Price |
$52.71 |
$201.97 |
| Fair Value Estimate |
$57.50 |
$159.42 |
| Upside to Fair Value |
+9.1%
|
-21.1%
|
| Market Cap |
$45.1B |
$212.1B |
| Forward P/E |
—
|
—
|
| EV / EBITDA |
6.8x
|
16.5x
|
| Price / Sales |
1.3x
|
4.8x
|
| Price / FCF |
7.2x
|
20.5x
|
| Revenue Growth YoY |
+4.8%
|
-4.0%
|
| Gross Margin |
45.8%
|
54.2%
|
| Operating Margin |
18.8%
|
23.2%
|
| Return on Equity |
24.4%
|
37.3%
|
| Dividend Yield |
1.06% |
1.79% |
| FCF Yield |
13.97%
|
4.88%
|
| Analyst Consensus |
Hold
|
Hold
|
Investment Thesis
PayPal operates a global digital-payments platform spanning branded checkout, Venmo, Braintree merchant processing, credit products and fraud-risk infrastructure across approximately 200 markets. Business quality is medium: its two-sided network, trusted brand, broad merchant distribution and risk capabilities remain meaningful assets, but its highest-value branded-checkout franchise is under com…
Qualcomm develops foundational wireless technologies and monetizes them through two main engines: QCT, which supplies Snapdragon application processors and modems, and QTL, which licenses a standards-essential patent portfolio covering CDMA2000, WCDMA, LTE and 5G. The licensing arm and the company's entrenched position in premium Android handsets give it a genuinely high-quality business, evidenc…
Accumulation Zones
| Metric |
PYPL |
QCOM |
| Zone Low |
$43.12 |
$119.56 |
| Zone High |
$48.88 |
$135.51 |
| In Buy Zone? |
No
|
No
|