PYPL vs QCOM: Which Is the Better Buy?
Side-by-side comparison of PayPal Holdings, Inc. and QUALCOMM Incorporated — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-06-20.
PayPal Holdings, Inc. · Financial Services
$42.51
+45.0% upside to fair value
Grade B
VS
QUALCOMM Incorporated · Technology
$226.11
-10.7% upside to fair value
Grade D
High Quality
QuantHub Verdict
PYPL has more upside to fair value
(+45.0%).
PYPL trades at a lower forward P/E
(7.7x).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
PYPL |
QCOM |
| Current Price |
$42.51 |
$226.11 |
| Fair Value Estimate |
$61.64 |
$201.84 |
| Upside to Fair Value |
+45.0%
|
-10.7%
|
| Market Cap |
$37.5B |
$238.3B |
| Forward P/E |
7.7x
|
24.3x
|
| EV / EBITDA |
5.3x
|
17.5x
|
| Price / Sales |
1.1x
|
5.4x
|
| Price / FCF |
6.8x
|
19.1x
|
| Revenue Growth YoY |
+7.2%
|
-3.5%
|
| Gross Margin |
46.1%
|
54.8%
|
| Operating Margin |
17.9%
|
25.5%
|
| Return on Equity |
25.1%
|
40.2%
|
| Dividend Yield |
0% |
0% |
| FCF Yield |
14.71%
|
5.25%
|
| Analyst Consensus |
Sell
|
Hold
|
Investment Thesis
PayPal Holdings, Inc. operates as a leading global digital payments platform with a competitive moat driven by its extensive network effects, brand recognition, and scale. Despite a durable business model with 2025 revenue of $33.17 billion growing at 4.3% year-over-year and a strong return on equity of 25.1%, the company faces slowing growth and margin pressures, reflected in a 13.5% decline in …
Qualcomm Incorporated is a leading semiconductor and telecommunications equipment company specializing in cellular and RF technologies, with a strong competitive moat driven by its intellectual property and scale in premium Android and 5G modems. The company benefits from a long-tenured management team and a diversified business model expanding into automotive, IoT, and computing sectors. Despite…
Accumulation Zones
| Metric |
PYPL |
QCOM |
| Zone Low |
$46.23 |
$151.38 |
| Zone High |
$52.39 |
$171.56 |
| In Buy Zone? |
Yes
|
No
|