PLTR vs UNH: Which Is the Better Buy?
Side-by-side comparison of Palantir Technologies Inc. and UnitedHealth Group Incorporated — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-04-16.
Palantir Technologies Inc. · Technology
$142.76
-24.3% upside to fair value
Med Conviction
Grade C
VS
UnitedHealth Group Incorporated · Healthcare
$304.33
+41.3% upside to fair value
Med Conviction
Grade B+
QuantHub Verdict
UNH has more upside to fair value
(+41.3%).
UNH trades at a lower forward P/E
(15.1x).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
PLTR |
UNH |
| Current Price |
$142.76 |
$304.33 |
| Fair Value Estimate |
$108.00 |
$430.00 |
| Upside to Fair Value |
-24.3%
|
+41.3%
|
| Market Cap |
$327.1B |
$276.2B |
| Forward P/E |
209.7x
|
15.1x
|
| EV / EBITDA |
—
|
14.3x
|
| Price / Sales |
73.1x
|
0.6x
|
| Price / FCF |
155.7x
|
17.2x
|
| Revenue Growth YoY |
+19.1%
|
+11.8%
|
| Gross Margin |
82.4%
|
18.5%
|
| Operating Margin |
31.6%
|
4.2%
|
| Return on Equity |
25.7%
|
12.7%
|
| Dividend Yield |
— |
2.9% |
| FCF Yield |
0.6%
|
5.82%
|
| Analyst Consensus |
Buy
|
Buy
|
Investment Thesis
Palantir Technologies develops data analytics and AI software platforms like Gotham and Foundry for government and commercial clients. The business excels with high margins (gross 82.4%, net 36.3%), accelerating growth (Q4 FY2025 revenue up 70% YoY to $1.41B, 2026 guidance $7.19B implying 61% growth), and strong moats in defense and enterprise AI, but trades expensively at 73x P/S versus 5-year m…
UnitedHealth Group is the world's largest diversified healthcare company, combining the dominant US health insurer UnitedHealthcare with the high-margin Optum services platform spanning care delivery, pharmacy benefits, and data analytics. The stock has fallen roughly 49% from its 2024 peak of $596, driven by elevated medical costs, DOJ antitrust scrutiny, CEO transitions (Brian Thompson's murder…
Accumulation Zones
| Metric |
PLTR |
UNH |
| Zone Low |
$81.00 |
$280.00 |
| Zone High |
$92.00 |
$340.00 |
| In Buy Zone? |
No
|
Yes
|