PLTR vs UNH: Which Is the Better Buy?

Side-by-side comparison of Palantir Technologies Inc. and UnitedHealth Group Incorporated — fair value, conviction, valuation metrics, and QuantHub research signals. Updated 2026-07-17.
Palantir Technologies Inc. · Technology
$128.47
-41.4% upside to fair value
Grade C High Quality
VS
UnitedHealth Group Incorporated · Healthcare
$423.38
+45.0% upside to fair value
Grade B High Quality
QuantHub Verdict
UNH has more upside to fair value (+45.0%). UNH trades at a lower forward P/E (27.2x). These are model outputs — not personalized investment advice. See all research →
Valuation & Fundamentals
Metric PLTR UNH
Current Price $128.47 $423.38
Fair Value Estimate $75.23 $613.90
Upside to Fair Value -41.4% +45.0%
Market Cap $295.0B $384.5B
Forward P/E 133.8x 27.2x
EV / EBITDA 124.7x 13.8x
Price / Sales 56.5x 0.8x
Price / FCF 109.7x 19.6x
Revenue Growth YoY +84.7% +0.4%
Gross Margin 84.1% 18.8%
Operating Margin 38.1% 4.2%
Return on Equity 32.2% 12.4%
Dividend Yield 0% 0%
FCF Yield 0.91% 5.12%
Analyst Consensus Buy Strong Buy
Investment Thesis
PLTR — Palantir Technologies Inc.
Palantir Technologies Inc. is a software infrastructure company specializing in data analytics platforms primarily serving government and commercial clients. The company benefits from a durable competitive moat in government and select commercial verticals, driven by long-tenured founder leadership and high insider ownership. Palantir exhibits very strong recent growth with revenue up approximate…
UNH — UnitedHealth Group Incorporated
UnitedHealth Group Incorporated operates in the healthcare sector, specifically within medical and healthcare plans, providing a durable business model supported by a strong competitive moat and consistent earnings growth. The company currently trades at a price of $423.38 with a market cap of $359.873 billion, reflecting a valuation that is cheap relative to its five-year history, supported by a…
Accumulation Zones
Metric PLTR UNH
Zone Low $56.42 $460.42
Zone High $63.95 $521.81
In Buy Zone? No Yes
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