PLTR vs PYPL: Which Is the Better Buy?
Side-by-side comparison of Palantir Technologies Inc. and PayPal Holdings, Inc. — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-09-26.
Palantir Technologies Inc. · Technology
$189.67
+2.4% upside to fair value
Med Conviction
Grade C
High Quality
VS
PayPal Holdings, Inc. · Financial Services
$52.71
+9.1% upside to fair value
Med Conviction
Grade B-
QuantHub Verdict
PYPL has more upside to fair value
(+9.1%).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
PLTR |
PYPL |
| Current Price |
$189.67 |
$52.71 |
| Fair Value Estimate |
$194.30 |
$57.50 |
| Upside to Fair Value |
+2.4%
|
+9.1%
|
| Market Cap |
$435.5B |
$45.1B |
| Forward P/E |
—
|
—
|
| EV / EBITDA |
139.9x
|
6.8x
|
| Price / Sales |
70.7x
|
1.3x
|
| Price / FCF |
135.3x
|
7.2x
|
| Revenue Growth YoY |
+92.8%
|
+4.8%
|
| Gross Margin |
84.8%
|
45.8%
|
| Operating Margin |
42.8%
|
18.8%
|
| Return on Equity |
37.5%
|
24.4%
|
| Dividend Yield |
0% |
1.06% |
| FCF Yield |
0.74%
|
13.97%
|
| Analyst Consensus |
Hold
|
Hold
|
Investment Thesis
Palantir Technologies Inc. is a software infrastructure company founded in 2003 and headquartered in Denver that builds and deploys Gotham for intelligence and defense workflows, Foundry as a central data operating system for enterprises, Apollo for software delivery across environments, and its Artificial Intelligence Platform (AIP) for unified access to open-source, self-hosted, and commercial …
PayPal operates a global digital-payments platform spanning branded checkout, Venmo, Braintree merchant processing, credit products and fraud-risk infrastructure across approximately 200 markets. Business quality is medium: its two-sided network, trusted brand, broad merchant distribution and risk capabilities remain meaningful assets, but its highest-value branded-checkout franchise is under com…
Accumulation Zones
| Metric |
PLTR |
PYPL |
| Zone Low |
$145.73 |
$43.12 |
| Zone High |
$165.16 |
$48.88 |
| In Buy Zone? |
No
|
No
|