PFE vs UNH: Which Is the Better Buy?
Side-by-side comparison of Pfizer Inc. and UnitedHealth Group Incorporated — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-04-11.
Pfizer Inc. · Healthcare
$26.91
+30.1% upside to fair value
Med Conviction
Grade B+
VS
UnitedHealth Group Incorporated · Healthcare
$304.33
+41.3% upside to fair value
Med Conviction
Grade B+
QuantHub Verdict
UNH has more upside to fair value
(+41.3%).
PFE trades at a lower forward P/E
(9.5x).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
PFE |
UNH |
| Current Price |
$26.91 |
$304.33 |
| Fair Value Estimate |
$35.00 |
$430.00 |
| Upside to Fair Value |
+30.1%
|
+41.3%
|
| Market Cap |
$153.0B |
$276.2B |
| Forward P/E |
9.5x
|
15.1x
|
| EV / EBITDA |
13.8x
|
14.3x
|
| Price / Sales |
2.4x
|
0.6x
|
| Price / FCF |
16.8x
|
17.2x
|
| Revenue Growth YoY |
-1.6%
|
+11.8%
|
| Gross Margin |
70.3%
|
18.5%
|
| Operating Margin |
24.7%
|
4.2%
|
| Return on Equity |
9.0%
|
12.7%
|
| Dividend Yield |
6.4% |
2.9% |
| FCF Yield |
5.9%
|
5.82%
|
| Analyst Consensus |
Hold
|
Buy
|
Investment Thesis
Pfizer remains the world's largest traditional pharmaceutical company by non-COVID revenue, generating $62.6B in 2025 sales across oncology, cardiovascular, immunology, and vaccines. The stock trades at a P/S of 2.44x, still well below the 5-year median of 3.10x, driven by post-COVID revenue normalization, a $17-18B patent cliff spanning 2026-2028, and $61.6B in acquisition-related debt from Seag…
UnitedHealth Group is the world's largest diversified healthcare company, combining the dominant US health insurer UnitedHealthcare with the high-margin Optum services platform spanning care delivery, pharmacy benefits, and data analytics. The stock has fallen roughly 49% from its 2024 peak of $596, driven by elevated medical costs, DOJ antitrust scrutiny, CEO transitions (Brian Thompson's murder…
Accumulation Zones
| Metric |
PFE |
UNH |
| Zone Low |
$25.00 |
$280.00 |
| Zone High |
$29.00 |
$340.00 |
| In Buy Zone? |
Yes
|
Yes
|