PFE vs PYPL: Which Is the Better Buy?
Side-by-side comparison of Pfizer Inc. and PayPal Holdings, Inc. โ fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-05-05.
Pfizer Inc. ยท Healthcare
$26.33
+35.4% upside to fair value
Grade B
VS
PayPal Holdings, Inc. ยท Financial Services
$50.39
+110.0% upside to fair value
Grade B
QuantHub Verdict
PYPL has more upside to fair value
(+110.0%).
PYPL trades at a lower forward P/E
(9.0x).
These are model outputs โ not personalized investment advice.
See all research โ
Valuation & Fundamentals
| Metric |
PFE |
PYPL |
| Current Price |
$26.33 |
$50.39 |
| Fair Value Estimate |
$35.65 |
$105.84 |
| Upside to Fair Value |
+35.4%
|
+110.0%
|
| Market Cap |
$149.8B |
$45.3B |
| Forward P/E |
19.3x
|
9.0x
|
| EV / EBITDA |
12.9x
|
6.1x
|
| Price / Sales |
2.4x
|
1.4x
|
| Price / FCF |
16.5x
|
8.2x
|
| Revenue Growth YoY |
-1.2%
|
+3.7%
|
| Gross Margin |
70.3%
|
46.6%
|
| Operating Margin |
24.7%
|
18.3%
|
| Return on Equity |
8.7%
|
25.9%
|
| Dividend Yield |
0% |
0% |
| FCF Yield |
6.06%
|
12.27%
|
| Analyst Consensus |
Hold
|
Sell
|
Investment Thesis
Pfizer Inc. is a leading global pharmaceutical company specializing in drug manufacturing with a strong presence in vaccines, oncology, and primary care. The company benefits from a seasoned leadership team under CEO Albert Bourla, who has driven a strategic transformation focusing on science-driven innovation and portfolio optimization. Despite a high gross margin of 70.3% and solid operating maโฆ
PayPal Holdings, Inc. operates as a leading digital payments platform offering transaction processing and value-added financial services such as consumer credit and BNPL products. The business quality is medium due to a narrowing competitive moat amid increasing pressure from big tech competitors and slowing growth in its core branded checkout segment. The stock is currently mispriced and cheap, โฆ
Accumulation Zones
| Metric |
PFE |
PYPL |
| Zone Low |
$26.74 |
$79.38 |
| Zone High |
$30.30 |
$89.96 |
| In Buy Zone? |
Yes
|
Yes
|