NBIS vs PYPL: Which Is the Better Buy?
Side-by-side comparison of Nebius Group N.V. and PayPal Holdings, Inc. — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-09-18.
Nebius Group N.V. · Technology
$217.99
+45.0% upside to fair value
Med Conviction
Grade B
VS
PayPal Holdings, Inc. · Financial Services
$52.71
+9.1% upside to fair value
Med Conviction
Grade B-
QuantHub Verdict
NBIS has more upside to fair value
(+45.0%).
These are model outputs — not personalized investment advice.
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Valuation & Fundamentals
| Metric |
NBIS |
PYPL |
| Current Price |
$217.99 |
$52.71 |
| Fair Value Estimate |
$316.09 |
$57.50 |
| Upside to Fair Value |
+45.0%
|
+9.1%
|
| Market Cap |
$52.3B |
$45.1B |
| Forward P/E |
—
|
—
|
| EV / EBITDA |
56.8x
|
6.8x
|
| Price / Sales |
38.6x
|
1.3x
|
| Price / FCF |
—
|
7.2x
|
| Revenue Growth YoY |
+454.0%
|
+4.8%
|
| Gross Margin |
58.6%
|
45.8%
|
| Operating Margin |
-49.3%
|
18.8%
|
| Return on Equity |
0.9%
|
24.4%
|
| Dividend Yield |
0% |
1.06% |
| FCF Yield |
—
|
13.97%
|
| Analyst Consensus |
Strong Buy
|
Hold
|
Investment Thesis
Nebius Group N.V. is an Amsterdam-based AI infrastructure company, formerly Yandex N.V., that builds end-to-end GPU cloud clusters, cloud platforms and developer tools for demanding AI workloads, alongside Toloka AI data solutions, TripleTen education and Avride autonomous driving. The business is growing explosively, with revenue up 454.0% year over year in the most recent quarter, and it has de…
PayPal operates a global digital-payments platform spanning branded checkout, Venmo, Braintree merchant processing, credit products and fraud-risk infrastructure across approximately 200 markets. Business quality is medium: its two-sided network, trusted brand, broad merchant distribution and risk capabilities remain meaningful assets, but its highest-value branded-checkout franchise is under com…
Accumulation Zones
| Metric |
NBIS |
PYPL |
| Zone Low |
$237.07 |
$43.12 |
| Zone High |
$268.68 |
$48.88 |
| In Buy Zone? |
Yes
|
No
|