NBIS vs PYPL: Which Is the Better Buy?
Side-by-side comparison of Nebius Group N.V. and PayPal Holdings, Inc. — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-08-06.
Nebius Group N.V. · Technology
$218.99
+11.9% upside to fair value
Med Conviction
Grade C+
VS
PayPal Holdings, Inc. · Financial Services
$42.51
+45.0% upside to fair value
Grade B
QuantHub Verdict
PYPL has more upside to fair value
(+45.0%).
These are model outputs — not personalized investment advice.
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Valuation & Fundamentals
| Metric |
NBIS |
PYPL |
| Current Price |
$218.99 |
$42.51 |
| Fair Value Estimate |
$245.00 |
$61.64 |
| Upside to Fair Value |
+11.9%
|
+45.0%
|
| Market Cap |
$52.6B |
$37.5B |
| Forward P/E |
—
|
7.7x
|
| EV / EBITDA |
—
|
5.3x
|
| Price / Sales |
59.9x
|
1.1x
|
| Price / FCF |
—
|
6.8x
|
| Revenue Growth YoY |
+684.0%
|
+7.2%
|
| Gross Margin |
48.0%
|
46.1%
|
| Operating Margin |
-68.8%
|
17.9%
|
| Return on Equity |
—
|
25.1%
|
| Dividend Yield |
0% |
0% |
| FCF Yield |
-4.7%
|
14.71%
|
| Analyst Consensus |
Buy
|
Sell
|
Investment Thesis
Nebius Group is a fast-scaling neocloud GPU infrastructure provider spun out of Yandex's international assets, positioned at the center of the AI compute buildout with a validated capital relationship to Nvidia, which holds a 9.3% stake following a $2 billion investment. Revenue grew 684% year over year in Q1 2026 to $399 million, core AI cloud ARR reached $1.92 billion, and the company has locke…
PayPal Holdings, Inc. operates as a leading global digital payments platform with a competitive moat driven by its extensive network effects, brand recognition, and scale. Despite a durable business model with 2025 revenue of $33.17 billion growing at 4.3% year-over-year and a strong return on equity of 25.1%, the company faces slowing growth and margin pressures, reflected in a 13.5% decline in …
Accumulation Zones
| Metric |
NBIS |
PYPL |
| Zone Low |
$184.00 |
$46.23 |
| Zone High |
$208.00 |
$52.39 |
| In Buy Zone? |
No
|
Yes
|