MA vs WFC: Which Is the Better Buy?
Side-by-side comparison of Mastercard Incorporated and Wells Fargo & Company — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-04-22.
Mastercard Incorporated · Financial Services
$521.30
+95.4% upside to fair value
Grade B
High Quality
VS
Wells Fargo & Company · Financial Services
$81.52
+30.6% upside to fair value
Grade B
QuantHub Verdict
MA has more upside to fair value
(+95.4%).
WFC trades at a lower forward P/E
(11.9x).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
MA |
WFC |
| Current Price |
$521.30 |
$81.52 |
| Fair Value Estimate |
$1,018.59 |
$106.49 |
| Upside to Fair Value |
+95.4%
|
+30.6%
|
| Market Cap |
$465.2B |
$250.7B |
| Forward P/E |
31.2x
|
11.9x
|
| EV / EBITDA |
23.4x
|
16.7x
|
| Price / Sales |
14.2x
|
2.0x
|
| Price / FCF |
27.2x
|
-13.2x
|
| Revenue Growth YoY |
+17.6%
|
+7.3%
|
| Gross Margin |
83.4%
|
64.5%
|
| Operating Margin |
59.2%
|
20.5%
|
| Return on Equity |
198.4%
|
12.0%
|
| Dividend Yield |
0% |
0% |
| FCF Yield |
3.67%
|
—
|
| Analyst Consensus |
Strong Buy
|
Buy
|
Investment Thesis
Mastercard Incorporated operates a leading global payments network and value-added services platform, benefiting from strong secular growth in digital payments and cybersecurity. The company exhibits high business quality with a durable competitive moat supported by network effects, brand strength, and intangible assets. It has demonstrated robust earnings growth with a 21.5% increase in the most…
Wells Fargo & Company is a diversified financial services firm operating primarily in consumer banking, commercial banking, corporate and investment banking, and wealth and investment management. The company benefits from a seasoned CEO with extensive industry experience and has made significant progress in regulatory compliance and operational efficiency, including lifting its asset cap in 2025.…
Accumulation Zones
| Metric |
MA |
WFC |
| Zone Low |
$763.94 |
$79.87 |
| Zone High |
$865.80 |
$90.52 |
| In Buy Zone? |
Yes
|
Yes
|