MA vs WDC: Which Is the Better Buy?
Side-by-side comparison of Mastercard Incorporated and Western Digital Corporation — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-09-19.
Mastercard Incorporated · Financial Services
$574.42
+25.0% upside to fair value
Med Conviction
Grade A-
High Quality
VS
Western Digital Corporation · Technology
$441.36
-16.8% upside to fair value
Med Conviction
Grade C
QuantHub Verdict
MA has more upside to fair value
(+25.0%).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
MA |
WDC |
| Current Price |
$574.42 |
$441.36 |
| Fair Value Estimate |
$718.00 |
$367.30 |
| Upside to Fair Value |
+25.0%
|
-16.8%
|
| Market Cap |
$503.8B |
$152.1B |
| Forward P/E |
—
|
—
|
| EV / EBITDA |
23.4x
|
17.4x
|
| Price / Sales |
14.4x
|
11.8x
|
| Price / FCF |
30.8x
|
47.3x
|
| Revenue Growth YoY |
+14.1%
|
+43.8%
|
| Gross Margin |
100%
|
48.9%
|
| Operating Margin |
59.8%
|
34.9%
|
| Return on Equity |
232.5%
|
118.6%
|
| Dividend Yield |
0.59% |
0.12% |
| FCF Yield |
3.25%
|
2.12%
|
| Analyst Consensus |
Strong Buy
|
Strong Buy
|
Investment Thesis
Mastercard operates a global payments network that connects issuers, acquirers, merchants and consumers across more than 200 countries and territories, monetizing payment volumes, cross-border activity and higher-growth value-added services. Business quality is high because its two-sided network, trusted authorization-clearing-settlement infrastructure, brand, security capabilities and broad acce…
Western Digital designs and manufactures hard disk drives and flash-based storage for data centers, client devices, and consumer markets, and it is currently enjoying an extraordinary demand surge tied to AI infrastructure buildouts. In the most recent quarter, revenue grew 43.8% year over year and earnings grew 1143.2% year over year, while trailing twelve-month gross margin reached 48.9%, opera…
Accumulation Zones
| Metric |
MA |
WDC |
| Zone Low |
$538.50 |
$275.48 |
| Zone High |
$610.30 |
$312.20 |
| In Buy Zone? |
Yes
|
No
|