MA vs TSLA: Which Is the Better Buy?
Side-by-side comparison of Mastercard Incorporated and Tesla, Inc. — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-04-11.
Mastercard Incorporated · Financial Services
$498.66
+22.3% upside to fair value
High Conviction
Grade A-
VS
Tesla, Inc. · Consumer Cyclical
$343.23
-5.3% upside to fair value
Low Conviction
Grade D
QuantHub Verdict
MA has more upside to fair value
(+22.3%).
MA trades at a lower forward P/E
(25.5x).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
MA |
TSLA |
| Current Price |
$498.66 |
$343.23 |
| Fair Value Estimate |
$610.00 |
$325.00 |
| Upside to Fair Value |
+22.3%
|
-5.3%
|
| Market Cap |
$445.0B |
$1,287.9B |
| Forward P/E |
25.5x
|
205.5x
|
| EV / EBITDA |
22.4x
|
108.8x
|
| Price / Sales |
13.6x
|
13.6x
|
| Price / FCF |
26.0x
|
207.1x
|
| Revenue Growth YoY |
+16.4%
|
-2.9%
|
| Gross Margin |
83.4%
|
18.0%
|
| Operating Margin |
59.2%
|
4.6%
|
| Return on Equity |
198.4%
|
4.8%
|
| Dividend Yield |
0.65% |
0% |
| FCF Yield |
3.84%
|
0.48%
|
| Analyst Consensus |
Strong Buy
|
—
|
Investment Thesis
Mastercard operates one of the world's two dominant payment networks, processing over $9 trillion in gross dollar volume annually across 220+ countries. The business generates 83% gross margins and 46% net margins with zero credit risk because Mastercard never lends money, only collecting tolls on every transaction. Value-Added Services (analytics, fraud prevention, cybersecurity) now comprise 41…
Tesla remains the most polarizing stock in markets. The core auto business is deteriorating: FY2025 revenue fell 2.9% to $94.8B, net income dropped 46.8% to $3.8B, and Q4 deliveries declined 15.6% YoY to 418K units. Yet the stock trades at 13.6x TTM P/S (near 5yr highs) on the optionality of Cybercab robotaxis launching April 2026, FSD reaching unsupervised status in Austin, and Optimus humanoid …
Accumulation Zones
| Metric |
MA |
TSLA |
| Zone Low |
$460.00 |
$244.00 |
| Zone High |
$515.00 |
$276.00 |
| In Buy Zone? |
Yes
|
No
|