MA vs SMCI: Which Is the Better Buy?
Side-by-side comparison of Mastercard Incorporated and Super Micro Computer, Inc. — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-07-17.
Mastercard Incorporated · Financial Services
$543.60
+45.0% upside to fair value
High Conviction
Grade A
High Quality
VS
Super Micro Computer, Inc. · Technology
$30.66
+45.0% upside to fair value
Grade B
Valuation & Fundamentals
| Metric |
MA |
SMCI |
| Current Price |
$543.60 |
$30.66 |
| Fair Value Estimate |
$788.22 |
$44.46 |
| Upside to Fair Value |
+45.0%
|
+45.0%
|
| Market Cap |
$480.3B |
$18.4B |
| Forward P/E |
—
|
14.7x
|
| EV / EBITDA |
23.3x
|
13.6x
|
| Price / Sales |
14.2x
|
0.6x
|
| Price / FCF |
27.1x
|
-2.7x
|
| Revenue Growth YoY |
+15.8%
|
+122.7%
|
| Gross Margin |
83.0%
|
8.4%
|
| Operating Margin |
59.4%
|
4.5%
|
| Return on Equity |
206.1%
|
18.2%
|
| Dividend Yield |
0.62% |
0% |
| FCF Yield |
3.69%
|
—
|
| Analyst Consensus |
Strong Buy
|
Hold
|
Investment Thesis
Mastercard operates a global two-sided payments network that connects issuers, acquirers, merchants and cardholders, monetizing payment volumes and an expanding set of security, data, authentication and other value-added services. Business quality is high: the network benefits from powerful acceptance and scale effects, 83.0% gross margin, 59.4% operating margin, 45.9% net margin, 206.1% ROE, and…
Super Micro Computer, Inc. is a technology company specializing in server and storage systems, with a strong focus on AI infrastructure. The business quality is medium due to its founder-led management with over 30 years of tenure, a widening moat driven by systems engineering and close partnerships with Nvidia, and rapid revenue growth of 122.7% in the most recent quarter. However, the company f…
Accumulation Zones
| Metric |
MA |
SMCI |
| Zone Low |
$591.16 |
$33.34 |
| Zone High |
$669.99 |
$37.79 |
| In Buy Zone? |
Yes
|
Yes
|