MA vs SMCI: Which Is the Better Buy?
Side-by-side comparison of Mastercard Incorporated and Super Micro Computer, Inc. — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-04-18.
Mastercard Incorporated · Financial Services
$498.66
+22.3% upside to fair value
High Conviction
Grade A-
VS
Super Micro Computer, Inc. · Technology
$28.56
+435.6% upside to fair value
Grade B
QuantHub Verdict
SMCI has more upside to fair value
(+435.6%).
SMCI trades at a lower forward P/E
(19.5x).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
MA |
SMCI |
| Current Price |
$498.66 |
$28.56 |
| Fair Value Estimate |
$610.00 |
$152.97 |
| Upside to Fair Value |
+22.3%
|
+435.6%
|
| Market Cap |
$445.0B |
$17.1B |
| Forward P/E |
25.5x
|
19.5x
|
| EV / EBITDA |
22.4x
|
15.0x
|
| Price / Sales |
13.6x
|
0.6x
|
| Price / FCF |
26.0x
|
38.9x
|
| Revenue Growth YoY |
+16.4%
|
+152.8%
|
| Gross Margin |
83.4%
|
8.0%
|
| Operating Margin |
59.2%
|
3.7%
|
| Return on Equity |
198.4%
|
13.3%
|
| Dividend Yield |
0.65% |
0% |
| FCF Yield |
3.84%
|
2.57%
|
| Analyst Consensus |
Strong Buy
|
Hold
|
Investment Thesis
Mastercard operates one of the world's two dominant payment networks, processing over $9 trillion in gross dollar volume annually across 220+ countries. The business generates 83% gross margins and 46% net margins with zero credit risk because Mastercard never lends money, only collecting tolls on every transaction. Value-Added Services (analytics, fraud prevention, cybersecurity) now comprise 41…
Super Micro Computer, Inc. is a technology company specializing in server and storage systems with a dominant focus on AI GPU platforms that now drive over 70% of its revenues. The company benefits from a founder-led management team with deep industry expertise and long tenure, and it has scaled rapidly with revenue growth exceeding 150% year-over-year. Despite this explosive growth, profitabilit…
Accumulation Zones
| Metric |
MA |
SMCI |
| Zone Low |
$460.00 |
$114.73 |
| Zone High |
$515.00 |
$130.02 |
| In Buy Zone? |
Yes
|
Yes
|