MA vs MU: Which Is the Better Buy?
Side-by-side comparison of Mastercard Incorporated and Micron Technology, Inc. — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-04-11.
Mastercard Incorporated · Financial Services
$498.66
+22.3% upside to fair value
High Conviction
Grade A-
VS
Micron Technology, Inc. · Technology
$421.51
-20.2% upside to fair value
Low Conviction
Grade D
QuantHub Verdict
MA has more upside to fair value
(+22.3%).
MU trades at a lower forward P/E
(19.7x).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
MA |
MU |
| Current Price |
$498.66 |
$421.51 |
| Fair Value Estimate |
$610.00 |
$336.45 |
| Upside to Fair Value |
+22.3%
|
-20.2%
|
| Market Cap |
$445.0B |
$475.4B |
| Forward P/E |
25.5x
|
19.7x
|
| EV / EBITDA |
22.4x
|
12.8x
|
| Price / Sales |
13.6x
|
8.2x
|
| Price / FCF |
26.0x
|
21.6x
|
| Revenue Growth YoY |
+16.4%
|
+74.9%
|
| Gross Margin |
83.4%
|
58.4%
|
| Operating Margin |
59.2%
|
48.5%
|
| Return on Equity |
198.4%
|
40.8%
|
| Dividend Yield |
0.65% |
0% |
| FCF Yield |
3.84%
|
4.64%
|
| Analyst Consensus |
Strong Buy
|
Strong Buy
|
Investment Thesis
Mastercard operates one of the world's two dominant payment networks, processing over $9 trillion in gross dollar volume annually across 220+ countries. The business generates 83% gross margins and 46% net margins with zero credit risk because Mastercard never lends money, only collecting tolls on every transaction. Value-Added Services (analytics, fraud prevention, cybersecurity) now comprise 41…
Micron Technology, Inc. is a leading semiconductor company specializing in memory and storage solutions, including DRAM and NAND products, which are critical for AI, data centers, mobile, and embedded applications. The company benefits from strong revenue growth of 74.9% year-over-year and exceptional profitability with a net margin of 41.5% and return on equity of 40.8%. Despite these strengths …
Accumulation Zones
| Metric |
MA |
MU |
| Zone Low |
$460.00 |
$252.34 |
| Zone High |
$515.00 |
$285.98 |
| In Buy Zone? |
Yes
|
No
|