LULU vs MA: Which Is the Better Buy?
Side-by-side comparison of Lululemon Athletica Inc. and Mastercard Incorporated — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-09-21.
Lululemon Athletica Inc. · Consumer Cyclical
$98.06
+1.5% upside to fair value
Low Conviction
Grade C
VS
Mastercard Incorporated · Financial Services
$574.42
+25.0% upside to fair value
Med Conviction
Grade A-
High Quality
QuantHub Verdict
MA has more upside to fair value
(+25.0%).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
LULU |
MA |
| Current Price |
$98.06 |
$574.42 |
| Fair Value Estimate |
$99.50 |
$718.00 |
| Upside to Fair Value |
+1.5%
|
+25.0%
|
| Market Cap |
$11.1B |
$503.8B |
| Forward P/E |
—
|
—
|
| EV / EBITDA |
4.6x
|
23.4x
|
| Price / Sales |
1.0x
|
14.4x
|
| Price / FCF |
8.2x
|
30.8x
|
| Revenue Growth YoY |
-4.3%
|
+14.1%
|
| Gross Margin |
56.1%
|
100%
|
| Operating Margin |
17.8%
|
59.8%
|
| Return on Equity |
29.7%
|
232.5%
|
| Dividend Yield |
0% |
0.59% |
| FCF Yield |
12.24%
|
3.25%
|
| Analyst Consensus |
Sell
|
Strong Buy
|
Investment Thesis
Lululemon Athletica designs and retails premium athletic apparel and accessories through company-owned stores and direct-to-consumer channels, with roughly 39,000 employees and a brand built on technical fabrics and community-led fitness positioning. The business still earns high returns on equity of 29.7% and generates $12.00 of free cash flow per share on $97.70 of revenue per share, with TTM g…
Mastercard operates a global payments network that connects issuers, acquirers, merchants and consumers across more than 200 countries and territories, monetizing payment volumes, cross-border activity and higher-growth value-added services. Business quality is high because its two-sided network, trusted authorization-clearing-settlement infrastructure, brand, security capabilities and broad acce…
Accumulation Zones
| Metric |
LULU |
MA |
| Zone Low |
$74.62 |
$538.50 |
| Zone High |
$84.58 |
$610.30 |
| In Buy Zone? |
No
|
Yes
|