JPM vs WFC: Which Is the Better Buy?
Side-by-side comparison of JPMorgan Chase & Co. and Wells Fargo & Company — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-04-22.
JPMorgan Chase & Co. · Financial Services
$316.99
+139.7% upside to fair value
Grade C
High Quality
VS
Wells Fargo & Company · Financial Services
$81.52
+30.6% upside to fair value
Grade B
QuantHub Verdict
JPM has more upside to fair value
(+139.7%).
WFC trades at a lower forward P/E
(11.9x).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
JPM |
WFC |
| Current Price |
$316.99 |
$81.52 |
| Fair Value Estimate |
$759.82 |
$106.49 |
| Upside to Fair Value |
+139.7%
|
+30.6%
|
| Market Cap |
$854.9B |
$250.7B |
| Forward P/E |
15.0x
|
11.9x
|
| EV / EBITDA |
21.8x
|
16.7x
|
| Price / Sales |
3.0x
|
2.0x
|
| Price / FCF |
8.5x
|
-13.2x
|
| Revenue Growth YoY |
+6.9%
|
+7.3%
|
| Gross Margin |
60.9%
|
64.5%
|
| Operating Margin |
26.2%
|
20.5%
|
| Return on Equity |
16.3%
|
12.0%
|
| Dividend Yield |
0% |
0% |
| FCF Yield |
11.79%
|
—
|
| Analyst Consensus |
Buy
|
Buy
|
Investment Thesis
JPMorgan Chase & Co. is a leading diversified financial services firm with a strong competitive moat driven by its scale, diversified revenue streams, and long-tenured leadership. The company operates across four main segments: Commercial & Investment Bank, Consumer & Community Banking, Asset & Wealth Management, and Corporate, generating $279.75 billion in revenue in fiscal 2025. Its durable com…
Wells Fargo & Company is a diversified financial services firm operating primarily in consumer banking, commercial banking, corporate and investment banking, and wealth and investment management. The company benefits from a seasoned CEO with extensive industry experience and has made significant progress in regulatory compliance and operational efficiency, including lifting its asset cap in 2025.…
Accumulation Zones
| Metric |
JPM |
WFC |
| Zone Low |
$569.87 |
$79.87 |
| Zone High |
$645.85 |
$90.52 |
| In Buy Zone? |
Yes
|
Yes
|