JPM vs WFC: Which Is the Better Buy?
Side-by-side comparison of JPMorgan Chase & Co. and Wells Fargo & Company — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-07-17.
JPMorgan Chase & Co. · Financial Services
$334.53
+45.0% upside to fair value
Grade B
High Quality
VS
Wells Fargo & Company · Financial Services
$87.53
+18.1% upside to fair value
Med Conviction
Grade B
High Quality
QuantHub Verdict
JPM has more upside to fair value
(+45.0%).
These are model outputs — not personalized investment advice.
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Valuation & Fundamentals
| Metric |
JPM |
WFC |
| Current Price |
$334.53 |
$87.53 |
| Fair Value Estimate |
$485.07 |
$103.38 |
| Upside to Fair Value |
+45.0%
|
+18.1%
|
| Market Cap |
$896.4B |
$267.8B |
| Forward P/E |
14.3x
|
—
|
| EV / EBITDA |
12.4x
|
15.8x
|
| Price / Sales |
5.4x
|
2.1x
|
| Price / FCF |
6.4x
|
226.4x
|
| Revenue Growth YoY |
-168.4%
|
+11.3%
|
| Gross Margin |
78.6%
|
64.5%
|
| Operating Margin |
33.7%
|
21.2%
|
| Return on Equity |
17.8%
|
12.6%
|
| Dividend Yield |
0% |
2.06% |
| FCF Yield |
15.72%
|
0.44%
|
| Analyst Consensus |
Buy
|
Hold
|
Investment Thesis
JPMorgan Chase & Co. operates as a leading diversified bank within the financial services sector, demonstrating a high-quality business model characterized by a strong return on equity of 17.8% and robust profitability margins including a net margin of 38.9%. Despite a significant revenue decline of 168.4% year-over-year in the most recent quarter, earnings grew by 41.2%, reflecting operational e…
Wells Fargo is a diversified U.S. bank operating consumer and commercial banking, corporate and investment banking, and wealth management, supported by a large deposit franchise, a $2.3 trillion asset base, nationwide advisory distribution, and increasingly relevant capital-markets capabilities. Business quality is high but not without legacy constraints: return on equity is 12.6%, gross margin i…
Accumulation Zones
| Metric |
JPM |
WFC |
| Zone Low |
$363.80 |
$77.53 |
| Zone High |
$412.31 |
$87.87 |
| In Buy Zone? |
Yes
|
Yes
|