JPM vs MSFT: Which Is the Better Buy?
Side-by-side comparison of JPMorgan Chase & Co. and Microsoft Corporation — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-09-16.
JPMorgan Chase & Co. · Financial Services
$350.13
+26.9% upside to fair value
Med Conviction
Grade A-
High Quality
VS
Microsoft Corporation · Technology
$497.12
+41.3% upside to fair value
High Conviction
Grade A
High Quality
QuantHub Verdict
MSFT has more upside to fair value
(+41.3%).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
JPM |
MSFT |
| Current Price |
$350.13 |
$497.12 |
| Fair Value Estimate |
$444.48 |
$702.35 |
| Upside to Fair Value |
+26.9%
|
+41.3%
|
| Market Cap |
$938.2B |
$3,691.4B |
| Forward P/E |
—
|
—
|
| EV / EBITDA |
20.0x
|
18.3x
|
| Price / Sales |
3.1x
|
11.1x
|
| Price / FCF |
—
|
55.1x
|
| Revenue Growth YoY |
+17.9%
|
+17.7%
|
| Gross Margin |
62.6%
|
67.9%
|
| Operating Margin |
28.2%
|
46.8%
|
| Return on Equity |
17.8%
|
33.2%
|
| Dividend Yield |
1.71% |
0.73% |
| FCF Yield |
—
|
1.81%
|
| Analyst Consensus |
Buy
|
Strong Buy
|
Investment Thesis
JPMorgan Chase is a diversified global bank spanning consumer banking, cards, payments, commercial banking, investment banking, markets, treasury services, and asset and wealth management, with an unusually high-quality franchise supported by funding scale, distribution, leading market positions and cross-selling across 86.6 million U.S. consumers and more than 90% of Fortune 500 companies. Busin…
Microsoft is a global infrastructure-software platform spanning Azure, Microsoft 365, security, Dynamics, Windows, GitHub and AI copilots, with high business quality supported by enterprise distribution, explicitly cited switching costs, a $678 billion commercial RPO balance, 67.9% TTM gross margin, 46.8% TTM operating margin, 40.3% TTM net margin and 33.2% ROE. Revenue grew 17.7% and earnings gr…
Accumulation Zones
| Metric |
JPM |
MSFT |
| Zone Low |
$333.36 |
$526.76 |
| Zone High |
$377.81 |
$597.00 |
| In Buy Zone? |
Yes
|
Yes
|