JPM vs MELI: Which Is the Better Buy?
Side-by-side comparison of JPMorgan Chase & Co. and MercadoLibre, Inc. β fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-04-11.
JPMorgan Chase & Co. Β· Financial Services
$309.87
-6.4% upside to fair value
High Conviction
Grade A-
VS
MercadoLibre, Inc. Β· Consumer Cyclical
$1,767.42
+41.4% upside to fair value
High Conviction
Grade A
QuantHub Verdict
MELI has more upside to fair value
(+41.4%).
JPM trades at a lower forward P/E
(14.3x).
These are model outputs β not personalized investment advice.
See all research β
Valuation & Fundamentals
| Metric |
JPM |
MELI |
| Current Price |
$309.87 |
$1,767.42 |
| Fair Value Estimate |
$290.00 |
$2,500.00 |
| Upside to Fair Value |
-6.4%
|
+41.4%
|
| Market Cap |
$835.7B |
$89.6B |
| Forward P/E |
14.3x
|
35.0x
|
| EV / EBITDA |
17.6x
|
18.5x
|
| Price / Sales |
3.0x
|
3.1x
|
| Price / FCF |
β
|
8.9x
|
| Revenue Growth YoY |
+3.3%
|
+39.1%
|
| Gross Margin |
59.99%
|
44.5%
|
| Operating Margin |
25.9%
|
11.1%
|
| Return on Equity |
15.95%
|
33.7%
|
| Dividend Yield |
1.9% |
0% |
| FCF Yield |
β
|
12.1%
|
| Analyst Consensus |
Overweight
|
Strong Buy
|
Investment Thesis
JPMorgan Chase is the largest U.S. bank by assets ($4.4T) and the most diversified financial services franchise globally, operating across consumer banking, investment banking, commercial banking, and asset management. Under Jamie Dimon's two-decade leadership, the firm has consistently gained market share, delivered sector-leading ROE of 16%, and invested aggressively in technology ($17B+ annualβ¦
MercadoLibre is the dominant e-commerce and fintech ecosystem across Latin America, operating the largest marketplace and digital payments platform in a region with 670M+ people where e-commerce penetration is still under 15%. Revenue grew 39% to $28.9B in FY2025 with $10.8B in free cash flow β a 12% FCF yield at current prices. The company is trading at its 5-year P/S minimum (3.1x) and P/FCF miβ¦
Accumulation Zones
| Metric |
JPM |
MELI |
| Zone Low |
$220.00 |
$1,875.00 |
| Zone High |
$250.00 |
$2,125.00 |
| In Buy Zone? |
No
|
Yes
|