JPM vs MA: Which Is the Better Buy?
Side-by-side comparison of JPMorgan Chase & Co. and Mastercard Incorporated — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-09-15.
JPMorgan Chase & Co. · Financial Services
$350.13
+26.9% upside to fair value
Med Conviction
Grade A-
High Quality
VS
Mastercard Incorporated · Financial Services
$574.42
+25.0% upside to fair value
Med Conviction
Grade A-
High Quality
QuantHub Verdict
JPM has more upside to fair value
(+26.9%).
These are model outputs — not personalized investment advice.
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Valuation & Fundamentals
| Metric |
JPM |
MA |
| Current Price |
$350.13 |
$574.42 |
| Fair Value Estimate |
$444.48 |
$718.00 |
| Upside to Fair Value |
+26.9%
|
+25.0%
|
| Market Cap |
$938.2B |
$503.8B |
| Forward P/E |
—
|
—
|
| EV / EBITDA |
20.0x
|
23.4x
|
| Price / Sales |
3.1x
|
14.4x
|
| Price / FCF |
—
|
30.8x
|
| Revenue Growth YoY |
+17.9%
|
+14.1%
|
| Gross Margin |
62.6%
|
100%
|
| Operating Margin |
28.2%
|
59.8%
|
| Return on Equity |
17.8%
|
232.5%
|
| Dividend Yield |
1.71% |
0.59% |
| FCF Yield |
—
|
3.25%
|
| Analyst Consensus |
Buy
|
Strong Buy
|
Investment Thesis
JPMorgan Chase is a diversified global bank spanning consumer banking, cards, payments, commercial banking, investment banking, markets, treasury services, and asset and wealth management, with an unusually high-quality franchise supported by funding scale, distribution, leading market positions and cross-selling across 86.6 million U.S. consumers and more than 90% of Fortune 500 companies. Busin…
Mastercard operates a global payments network that connects issuers, acquirers, merchants and consumers across more than 200 countries and territories, monetizing payment volumes, cross-border activity and higher-growth value-added services. Business quality is high because its two-sided network, trusted authorization-clearing-settlement infrastructure, brand, security capabilities and broad acce…
Accumulation Zones
| Metric |
JPM |
MA |
| Zone Low |
$333.36 |
$538.50 |
| Zone High |
$377.81 |
$610.30 |
| In Buy Zone? |
Yes
|
Yes
|