JPM vs MA: Which Is the Better Buy?
Side-by-side comparison of JPMorgan Chase & Co. and Mastercard Incorporated — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-07-17.
JPMorgan Chase & Co. · Financial Services
$334.53
+45.0% upside to fair value
Grade B
High Quality
VS
Mastercard Incorporated · Financial Services
$543.60
+45.0% upside to fair value
High Conviction
Grade A
High Quality
Valuation & Fundamentals
| Metric |
JPM |
MA |
| Current Price |
$334.53 |
$543.60 |
| Fair Value Estimate |
$485.07 |
$788.22 |
| Upside to Fair Value |
+45.0%
|
+45.0%
|
| Market Cap |
$896.4B |
$480.3B |
| Forward P/E |
14.3x
|
—
|
| EV / EBITDA |
12.4x
|
23.3x
|
| Price / Sales |
5.4x
|
14.2x
|
| Price / FCF |
6.4x
|
27.1x
|
| Revenue Growth YoY |
-168.4%
|
+15.8%
|
| Gross Margin |
78.6%
|
83.0%
|
| Operating Margin |
33.7%
|
59.4%
|
| Return on Equity |
17.8%
|
206.1%
|
| Dividend Yield |
0% |
0.62% |
| FCF Yield |
15.72%
|
3.69%
|
| Analyst Consensus |
Buy
|
Strong Buy
|
Investment Thesis
JPMorgan Chase & Co. operates as a leading diversified bank within the financial services sector, demonstrating a high-quality business model characterized by a strong return on equity of 17.8% and robust profitability margins including a net margin of 38.9%. Despite a significant revenue decline of 168.4% year-over-year in the most recent quarter, earnings grew by 41.2%, reflecting operational e…
Mastercard operates a global two-sided payments network that connects issuers, acquirers, merchants and cardholders, monetizing payment volumes and an expanding set of security, data, authentication and other value-added services. Business quality is high: the network benefits from powerful acceptance and scale effects, 83.0% gross margin, 59.4% operating margin, 45.9% net margin, 206.1% ROE, and…
Accumulation Zones
| Metric |
JPM |
MA |
| Zone Low |
$363.80 |
$591.16 |
| Zone High |
$412.31 |
$669.99 |
| In Buy Zone? |
Yes
|
Yes
|