INTU vs UNH: Which Is the Better Buy?
Side-by-side comparison of Intuit Inc. and UnitedHealth Group Incorporated — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-04-11.
Intuit Inc. · Technology
$396.57
+37.7% upside to fair value
High Conviction
Grade A-
VS
UnitedHealth Group Incorporated · Healthcare
$304.33
+41.3% upside to fair value
Med Conviction
Grade B+
QuantHub Verdict
UNH has more upside to fair value
(+41.3%).
UNH trades at a lower forward P/E
(15.1x).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
INTU |
UNH |
| Current Price |
$396.57 |
$304.33 |
| Fair Value Estimate |
$546.00 |
$430.00 |
| Upside to Fair Value |
+37.7%
|
+41.3%
|
| Market Cap |
$110.4B |
$276.2B |
| Forward P/E |
19.5x
|
15.1x
|
| EV / EBITDA |
19.0x
|
14.3x
|
| Price / Sales |
5.9x
|
0.6x
|
| Price / FCF |
18.1x
|
17.2x
|
| Revenue Growth YoY |
+15.6%
|
+11.8%
|
| Gross Margin |
80.8%
|
18.5%
|
| Operating Margin |
26.1%
|
4.2%
|
| Return on Equity |
19.6%
|
12.7%
|
| Dividend Yield |
1.17% |
2.9% |
| FCF Yield |
5.51%
|
5.82%
|
| Analyst Consensus |
Buy
|
Buy
|
Investment Thesis
Intuit is a near-monopoly financial operating system for 60+ million American households and small businesses. TurboTax handles 40%+ of US e-filed returns; QuickBooks is so deeply embedded in SMB workflows it has become the default accounting standard. The stock has fallen 51% from its 2025 high as markets price in AI disruption that has not materialized at scale and may not, since tax complexity…
UnitedHealth Group is the world's largest diversified healthcare company, combining the dominant US health insurer UnitedHealthcare with the high-margin Optum services platform spanning care delivery, pharmacy benefits, and data analytics. The stock has fallen roughly 49% from its 2024 peak of $596, driven by elevated medical costs, DOJ antitrust scrutiny, CEO transitions (Brian Thompson's murder…
Accumulation Zones
| Metric |
INTU |
UNH |
| Zone Low |
$410.00 |
$280.00 |
| Zone High |
$464.00 |
$340.00 |
| In Buy Zone? |
Yes
|
Yes
|