INTU vs UNH: Which Is the Better Buy?
Side-by-side comparison of Intuit Inc. and UnitedHealth Group Incorporated — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-09-25.
Intuit Inc. · Technology
$277.13
+25.3% upside to fair value
Med Conviction
Grade B
High Quality
VS
UnitedHealth Group Incorporated · Healthcare
$375.21
+28.2% upside to fair value
Med Conviction
Grade B
High Quality
QuantHub Verdict
UNH has more upside to fair value
(+28.2%).
These are model outputs — not personalized investment advice.
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Valuation & Fundamentals
| Metric |
INTU |
UNH |
| Current Price |
$277.13 |
$375.21 |
| Fair Value Estimate |
$347.25 |
$481.06 |
| Upside to Fair Value |
+25.3%
|
+28.2%
|
| Market Cap |
$75.8B |
$340.7B |
| Forward P/E |
—
|
—
|
| EV / EBITDA |
11.0x
|
15.0x
|
| Price / Sales |
3.5x
|
0.8x
|
| Price / FCF |
8.8x
|
14.4x
|
| Revenue Growth YoY |
+13.7%
|
+0.4%
|
| Gross Margin |
80.9%
|
22.5%
|
| Operating Margin |
28.8%
|
4.8%
|
| Return on Equity |
23.4%
|
14.6%
|
| Dividend Yield |
1.73% |
2.41% |
| FCF Yield |
11.43%
|
6.95%
|
| Analyst Consensus |
Buy
|
Strong Buy
|
Investment Thesis
Intuit is a financial management software platform serving small and mid-market businesses through QuickBooks, consumers through TurboTax, and consumers through Credit Karma, with a professional tax segment in Lacerte, ProSeries and ProConnect. The business quality is high on fundamentals: TTM gross margin of 80.9%, TTM operating margin of 28.8%, TTM net margin of 21.3%, ROE of 23.4%, and free ca…
UnitedHealth Group is the largest diversified healthcare enterprise in the United States, operating UnitedHealthcare insurance plans alongside Optum Health, Optum Insight, and Optum Rx, with 390,000 employees and a market capitalization of $340.74 billion. The business quality is high: a 14.6% return on equity, $26.07 in free cash flow per share, and a P/FCF of 14.39 demonstrate strong cash gener…
Accumulation Zones
| Metric |
INTU |
UNH |
| Zone Low |
$260.44 |
$360.80 |
| Zone High |
$295.16 |
$408.90 |
| In Buy Zone? |
Yes
|
Yes
|