INTU vs UNH: Which Is the Better Buy?
Side-by-side comparison of Intuit Inc. and UnitedHealth Group Incorporated — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-04-22.
Intuit Inc. · Technology
$396.57
+45.0% upside to fair value
High Conviction
Grade A-
VS
UnitedHealth Group Incorporated · Healthcare
$353.52
+45.0% upside to fair value
Grade B
High Quality
QuantHub Verdict
INTU trades at a lower forward P/E
(19.5x).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
INTU |
UNH |
| Current Price |
$396.57 |
$353.52 |
| Fair Value Estimate |
$575.03 |
$512.60 |
| Upside to Fair Value |
+45.0%
|
+45.0%
|
| Market Cap |
$110.4B |
$320.9B |
| Forward P/E |
19.5x
|
26.7x
|
| EV / EBITDA |
19.0x
|
16.1x
|
| Price / Sales |
5.9x
|
0.7x
|
| Price / FCF |
18.1x
|
16.3x
|
| Revenue Growth YoY |
+15.6%
|
+2.0%
|
| Gross Margin |
80.8%
|
18.8%
|
| Operating Margin |
26.1%
|
4.2%
|
| Return on Equity |
19.6%
|
12.4%
|
| Dividend Yield |
1.17% |
0% |
| FCF Yield |
5.51%
|
6.13%
|
| Analyst Consensus |
Buy
|
Strong Buy
|
Investment Thesis
Intuit is a near-monopoly financial operating system for 60+ million American households and small businesses. TurboTax handles 40%+ of US e-filed returns; QuickBooks is so deeply embedded in SMB workflows it has become the default accounting standard. The stock has fallen 51% from its 2025 high as markets price in AI disruption that has not materialized at scale and may not, since tax complexity…
UnitedHealth Group Incorporated operates as a leading healthcare company with two main platforms: UnitedHealthcare, providing health benefits coverage, and Optum, offering information and technology services. The company benefits from a durable competitive moat due to its scale, integrated platforms, and broad market reach serving over 170 million consumers. Despite strong revenue growth of 12% y…
Accumulation Zones
| Metric |
INTU |
UNH |
| Zone Low |
$431.27 |
$384.45 |
| Zone High |
$488.78 |
$435.71 |
| In Buy Zone? |
Yes
|
Yes
|