INTC vs PYPL: Which Is the Better Buy?
Side-by-side comparison of Intel Corp. and PayPal Holdings, Inc. — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-09-25.
Intel Corp. · Technology
$127.39
-8.4% upside to fair value
Low Conviction
Grade D
VS
PayPal Holdings, Inc. · Financial Services
$52.71
+9.1% upside to fair value
Med Conviction
Grade B-
QuantHub Verdict
PYPL has more upside to fair value
(+9.1%).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
INTC |
PYPL |
| Current Price |
$127.39 |
$52.71 |
| Fair Value Estimate |
$116.75 |
$57.50 |
| Upside to Fair Value |
-8.4%
|
+9.1%
|
| Market Cap |
$642.6B |
$45.1B |
| Forward P/E |
—
|
—
|
| EV / EBITDA |
185.2x
|
6.8x
|
| Price / Sales |
11.3x
|
1.3x
|
| Price / FCF |
229.7x
|
7.2x
|
| Revenue Growth YoY |
+25.4%
|
+4.8%
|
| Gross Margin |
38.9%
|
45.8%
|
| Operating Margin |
0.1%
|
18.8%
|
| Return on Equity |
-10.8%
|
24.4%
|
| Dividend Yield |
0% |
1.06% |
| FCF Yield |
0.44%
|
13.97%
|
| Analyst Consensus |
Hold
|
Hold
|
Investment Thesis
Intel designs and manufactures CPUs, GPUs, networking silicon, and edge and data-center products across its Client Computing, Data Center and AI, and Intel Foundry segments, employing roughly 85,100 people under CEO Lip-Bu Tan. The business quality is currently low: TTM gross margin is 38.9%, TTM operating margin is 0.1%, TTM net margin is -19.8%, and ROE is -10.8%, so the company is not earning …
PayPal operates a global digital-payments platform spanning branded checkout, Venmo, Braintree merchant processing, credit products and fraud-risk infrastructure across approximately 200 markets. Business quality is medium: its two-sided network, trusted brand, broad merchant distribution and risk capabilities remain meaningful assets, but its highest-value branded-checkout franchise is under com…
Accumulation Zones
| Metric |
INTC |
PYPL |
| Zone Low |
$87.56 |
$43.12 |
| Zone High |
$99.24 |
$48.88 |
| In Buy Zone? |
No
|
No
|