INTC vs PYPL: Which Is the Better Buy?
Side-by-side comparison of Intel Corporation and PayPal Holdings, Inc. — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-05-05.
Intel Corporation · Technology
$82.54
-5.4% upside to fair value
Grade D
VS
PayPal Holdings, Inc. · Financial Services
$50.39
+110.0% upside to fair value
Grade B
QuantHub Verdict
PYPL has more upside to fair value
(+110.0%).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
INTC |
PYPL |
| Current Price |
$82.54 |
$50.39 |
| Fair Value Estimate |
$78.12 |
$105.84 |
| Upside to Fair Value |
-5.4%
|
+110.0%
|
| Market Cap |
$414.4B |
$45.3B |
| Forward P/E |
-132.2x
|
9.0x
|
| EV / EBITDA |
50.1x
|
6.1x
|
| Price / Sales |
7.7x
|
1.4x
|
| Price / FCF |
-132.9x
|
8.2x
|
| Revenue Growth YoY |
+7.2%
|
+3.7%
|
| Gross Margin |
35.4%
|
46.6%
|
| Operating Margin |
-9.4%
|
18.3%
|
| Return on Equity |
-3.0%
|
25.9%
|
| Dividend Yield |
0% |
0% |
| FCF Yield |
—
|
12.27%
|
| Analyst Consensus |
Hold
|
Sell
|
Investment Thesis
Intel Corporation is a leading semiconductor company transitioning to a foundry business model while maintaining significant revenue from client computing and data center segments. Despite a strong market position and experienced leadership, the company faces earnings pressure with a 354% decline in earnings in the most recent quarter and negative margins. The stock trades at $82.54, which is 5.4…
PayPal Holdings, Inc. operates as a leading digital payments platform offering transaction processing and value-added financial services such as consumer credit and BNPL products. The business quality is medium due to a narrowing competitive moat amid increasing pressure from big tech competitors and slowing growth in its core branded checkout segment. The stock is currently mispriced and cheap, …
Accumulation Zones
| Metric |
INTC |
PYPL |
| Zone Low |
$58.59 |
$79.38 |
| Zone High |
$66.40 |
$89.96 |
| In Buy Zone? |
No
|
Yes
|