GS vs MA: Which Is the Better Buy?
Side-by-side comparison of The Goldman Sachs Group, Inc. and Mastercard Incorporated — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-07-17.
The Goldman Sachs Group, Inc. · Financial Services
$1,045.91
-45.0% upside to fair value
Grade D
VS
Mastercard Incorporated · Financial Services
$543.60
+45.0% upside to fair value
High Conviction
Grade A
High Quality
QuantHub Verdict
MA has more upside to fair value
(+45.0%).
These are model outputs — not personalized investment advice.
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Valuation & Fundamentals
| Metric |
GS |
MA |
| Current Price |
$1,045.91 |
$543.60 |
| Fair Value Estimate |
$575.25 |
$788.22 |
| Upside to Fair Value |
-45.0%
|
+45.0%
|
| Market Cap |
$308.6B |
$480.3B |
| Forward P/E |
23.6x
|
—
|
| EV / EBITDA |
15.9x
|
23.3x
|
| Price / Sales |
3.1x
|
14.2x
|
| Price / FCF |
-7.4x
|
27.1x
|
| Revenue Growth YoY |
-35.0%
|
+15.8%
|
| Gross Margin |
47.4%
|
83.0%
|
| Operating Margin |
17.8%
|
59.4%
|
| Return on Equity |
15.3%
|
206.1%
|
| Dividend Yield |
0% |
0.62% |
| FCF Yield |
—
|
3.69%
|
| Analyst Consensus |
Hold
|
Strong Buy
|
Investment Thesis
The Goldman Sachs Group, Inc. operates as a leading global financial services firm specializing in investment banking, securities, investment management, and consumer banking. Despite its strong brand and competitive position in financial capital markets, the company currently faces significant headwinds as evidenced by a 35% decline in revenue and a 100% drop in earnings in the most recent quart…
Mastercard operates a global two-sided payments network that connects issuers, acquirers, merchants and cardholders, monetizing payment volumes and an expanding set of security, data, authentication and other value-added services. Business quality is high: the network benefits from powerful acceptance and scale effects, 83.0% gross margin, 59.4% operating margin, 45.9% net margin, 206.1% ROE, and…
Accumulation Zones
| Metric |
GS |
MA |
| Zone Low |
$431.44 |
$591.16 |
| Zone High |
$488.96 |
$669.99 |
| In Buy Zone? |
No
|
Yes
|