CVX vs UNH: Which Is the Better Buy?
Side-by-side comparison of Chevron Corporation and UnitedHealth Group Incorporated — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-04-11.
Chevron Corporation · Energy
$188.52
-23.1% upside to fair value
Grade D
VS
UnitedHealth Group Incorporated · Healthcare
$304.33
+41.3% upside to fair value
Med Conviction
Grade B+
QuantHub Verdict
UNH has more upside to fair value
(+41.3%).
UNH trades at a lower forward P/E
(15.1x).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
CVX |
UNH |
| Current Price |
$188.52 |
$304.33 |
| Fair Value Estimate |
$145.00 |
$430.00 |
| Upside to Fair Value |
-23.1%
|
+41.3%
|
| Market Cap |
$376.9B |
$276.2B |
| Forward P/E |
22.9x
|
15.1x
|
| EV / EBITDA |
7.8x
|
14.3x
|
| Price / Sales |
1.5x
|
0.6x
|
| Price / FCF |
17.0x
|
17.2x
|
| Revenue Growth YoY |
-4.6%
|
+11.8%
|
| Gross Margin |
30.4%
|
18.5%
|
| Operating Margin |
9.0%
|
4.2%
|
| Return on Equity |
6.6%
|
12.7%
|
| Dividend Yield |
4.52% |
2.9% |
| FCF Yield |
5.89%
|
5.82%
|
| Analyst Consensus |
Buy
|
Buy
|
Investment Thesis
Chevron Corporation is a leading integrated oil and gas major with global upstream and downstream operations, a fortress balance sheet, and a shareholder-friendly capital return program. Under CEO Mike Wirth, the company has prioritized disciplined capital allocation, returning over $27 billion to shareholders in 2024 alone through buybacks and dividends, while maintaining a 38-year streak of con…
UnitedHealth Group is the world's largest diversified healthcare company, combining the dominant US health insurer UnitedHealthcare with the high-margin Optum services platform spanning care delivery, pharmacy benefits, and data analytics. The stock has fallen roughly 49% from its 2024 peak of $596, driven by elevated medical costs, DOJ antitrust scrutiny, CEO transitions (Brian Thompson's murder…
Accumulation Zones
| Metric |
CVX |
UNH |
| Zone Low |
$108.75 |
$280.00 |
| Zone High |
$123.25 |
$340.00 |
| In Buy Zone? |
No
|
Yes
|