CVX vs UNH: Which Is the Better Buy?
Side-by-side comparison of Chevron Corporation and UnitedHealth Group Incorporated — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-09-24.
Chevron Corporation · Energy
$205.52
+35.9% upside to fair value
Med Conviction
Grade B
High Quality
VS
UnitedHealth Group Incorporated · Healthcare
$375.21
+28.2% upside to fair value
Med Conviction
Grade B
High Quality
QuantHub Verdict
CVX has more upside to fair value
(+35.9%).
These are model outputs — not personalized investment advice.
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Valuation & Fundamentals
| Metric |
CVX |
UNH |
| Current Price |
$205.52 |
$375.21 |
| Fair Value Estimate |
$279.29 |
$481.06 |
| Upside to Fair Value |
+35.9%
|
+28.2%
|
| Market Cap |
$409.3B |
$340.7B |
| Forward P/E |
—
|
—
|
| EV / EBITDA |
7.8x
|
15.0x
|
| Price / Sales |
2.0x
|
0.8x
|
| Price / FCF |
15.0x
|
14.4x
|
| Revenue Growth YoY |
+51.4%
|
+0.4%
|
| Gross Margin |
31.0%
|
22.5%
|
| Operating Margin |
15.8%
|
4.8%
|
| Return on Equity |
11.0%
|
14.6%
|
| Dividend Yield |
3.43% |
2.41% |
| FCF Yield |
6.67%
|
6.95%
|
| Analyst Consensus |
Buy
|
Strong Buy
|
Investment Thesis
Chevron is a global integrated oil and gas major organized into Upstream and Downstream segments, spanning crude oil and natural gas exploration, LNG processing and transport, refining, petrochemicals, and lubricants, with 43,039 full-time employees and a market capitalization of $409.31 billion at a current price of $205.52. The business quality is high: it generates $13.71 of free cash flow per…
UnitedHealth Group is the largest diversified healthcare enterprise in the United States, operating UnitedHealthcare insurance plans alongside Optum Health, Optum Insight, and Optum Rx, with 390,000 employees and a market capitalization of $340.74 billion. The business quality is high: a 14.6% return on equity, $26.07 in free cash flow per share, and a P/FCF of 14.39 demonstrate strong cash gener…
Accumulation Zones
| Metric |
CVX |
UNH |
| Zone Low |
$209.47 |
$360.80 |
| Zone High |
$237.40 |
$408.90 |
| In Buy Zone? |
Yes
|
Yes
|