CVX vs UNH: Which Is the Better Buy?
Side-by-side comparison of Chevron Corporation and UnitedHealth Group Incorporated — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-05-01.
Chevron Corporation · Energy
$193.33
-18.2% upside to fair value
Grade D
VS
UnitedHealth Group Incorporated · Healthcare
$353.52
+45.0% upside to fair value
Grade B
High Quality
QuantHub Verdict
UNH has more upside to fair value
(+45.0%).
UNH trades at a lower forward P/E
(26.7x).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
CVX |
UNH |
| Current Price |
$193.33 |
$353.52 |
| Fair Value Estimate |
$158.09 |
$512.60 |
| Upside to Fair Value |
-18.2%
|
+45.0%
|
| Market Cap |
$385.8B |
$320.9B |
| Forward P/E |
31.3x
|
26.7x
|
| EV / EBITDA |
10.3x
|
16.1x
|
| Price / Sales |
2.1x
|
0.7x
|
| Price / FCF |
23.8x
|
16.3x
|
| Revenue Growth YoY |
-5.3%
|
+2.0%
|
| Gross Margin |
30.4%
|
18.8%
|
| Operating Margin |
9.0%
|
4.2%
|
| Return on Equity |
7.3%
|
12.4%
|
| Dividend Yield |
0% |
0% |
| FCF Yield |
4.19%
|
6.13%
|
| Analyst Consensus |
Strong Buy
|
Strong Buy
|
Investment Thesis
Chevron Corporation operates as a leading integrated oil and gas company with significant upstream and downstream operations. The company benefits from experienced leadership under CEO Mike Wirth, who has over 44 years with Chevron, and maintains a strong market position as the second largest Big Oil major by market cap and net profits. However, Chevron currently trades at a very expensive valuat…
UnitedHealth Group Incorporated operates as a leading healthcare company with two main platforms: UnitedHealthcare, providing health benefits coverage, and Optum, offering information and technology services. The company benefits from a durable competitive moat due to its scale, integrated platforms, and broad market reach serving over 170 million consumers. Despite strong revenue growth of 12% y…
Accumulation Zones
| Metric |
CVX |
UNH |
| Zone Low |
$118.57 |
$384.45 |
| Zone High |
$134.38 |
$435.71 |
| In Buy Zone? |
No
|
Yes
|