CVX vs MA: Which Is the Better Buy?
Side-by-side comparison of Chevron Corporation and Mastercard Incorporated — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-04-11.
Chevron Corporation · Energy
$188.52
-23.1% upside to fair value
Grade D
VS
Mastercard Incorporated · Financial Services
$498.66
+22.3% upside to fair value
High Conviction
Grade A-
QuantHub Verdict
MA has more upside to fair value
(+22.3%).
CVX trades at a lower forward P/E
(22.9x).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
CVX |
MA |
| Current Price |
$188.52 |
$498.66 |
| Fair Value Estimate |
$145.00 |
$610.00 |
| Upside to Fair Value |
-23.1%
|
+22.3%
|
| Market Cap |
$376.9B |
$445.0B |
| Forward P/E |
22.9x
|
25.5x
|
| EV / EBITDA |
7.8x
|
22.4x
|
| Price / Sales |
1.5x
|
13.6x
|
| Price / FCF |
17.0x
|
26.0x
|
| Revenue Growth YoY |
-4.6%
|
+16.4%
|
| Gross Margin |
30.4%
|
83.4%
|
| Operating Margin |
9.0%
|
59.2%
|
| Return on Equity |
6.6%
|
198.4%
|
| Dividend Yield |
4.52% |
0.65% |
| FCF Yield |
5.89%
|
3.84%
|
| Analyst Consensus |
Buy
|
Strong Buy
|
Investment Thesis
Chevron Corporation is a leading integrated oil and gas major with global upstream and downstream operations, a fortress balance sheet, and a shareholder-friendly capital return program. Under CEO Mike Wirth, the company has prioritized disciplined capital allocation, returning over $27 billion to shareholders in 2024 alone through buybacks and dividends, while maintaining a 38-year streak of con…
Mastercard operates one of the world's two dominant payment networks, processing over $9 trillion in gross dollar volume annually across 220+ countries. The business generates 83% gross margins and 46% net margins with zero credit risk because Mastercard never lends money, only collecting tolls on every transaction. Value-Added Services (analytics, fraud prevention, cybersecurity) now comprise 41…
Accumulation Zones
| Metric |
CVX |
MA |
| Zone Low |
$108.75 |
$460.00 |
| Zone High |
$123.25 |
$515.00 |
| In Buy Zone? |
No
|
Yes
|