CVX vs MA: Which Is the Better Buy?
Side-by-side comparison of Chevron Corporation and Mastercard Incorporated — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-05-13.
Chevron Corporation · Energy
$193.33
-18.2% upside to fair value
Grade D
VS
Mastercard Incorporated · Financial Services
$499.81
+5.0% upside to fair value
Grade B+
High Quality
QuantHub Verdict
MA has more upside to fair value
(+5.0%).
MA trades at a lower forward P/E
(28.6x).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
CVX |
MA |
| Current Price |
$193.33 |
$499.81 |
| Fair Value Estimate |
$158.09 |
$525.00 |
| Upside to Fair Value |
-18.2%
|
+5.0%
|
| Market Cap |
$385.8B |
$441.6B |
| Forward P/E |
31.3x
|
28.6x
|
| EV / EBITDA |
10.3x
|
21.3x
|
| Price / Sales |
2.1x
|
13.0x
|
| Price / FCF |
23.8x
|
24.9x
|
| Revenue Growth YoY |
-5.3%
|
+15.8%
|
| Gross Margin |
30.4%
|
83.0%
|
| Operating Margin |
9.0%
|
59.4%
|
| Return on Equity |
7.3%
|
206.1%
|
| Dividend Yield |
0% |
0.6% |
| FCF Yield |
4.19%
|
4.01%
|
| Analyst Consensus |
Strong Buy
|
Strong Buy
|
Investment Thesis
Chevron Corporation operates as a leading integrated oil and gas company with significant upstream and downstream operations. The company benefits from experienced leadership under CEO Mike Wirth, who has over 44 years with Chevron, and maintains a strong market position as the second largest Big Oil major by market cap and net profits. However, Chevron currently trades at a very expensive valuat…
Mastercard is one of two global payment network duopolists alongside Visa, with structurally high margins (83% gross, 59% operating, 46% net), powerful network effects, and durable secular tailwinds from the ongoing cash-to-card and card-to-digital migration. Q1 2026 results reported April 30 showed revenue of $8.40 billion (+15.8% YoY) and EPS of $4.35 (+20.8% YoY), driven by continued cross-bor…
Accumulation Zones
| Metric |
CVX |
MA |
| Zone Low |
$118.57 |
$393.75 |
| Zone High |
$134.38 |
$446.25 |
| In Buy Zone? |
No
|
No
|