COP vs MA: Which Is the Better Buy?
Side-by-side comparison of ConocoPhillips and Mastercard Incorporated — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-04-11.
ConocoPhillips · Energy
$122.55
-21.4% upside to fair value
Grade D
VS
Mastercard Incorporated · Financial Services
$498.66
+22.3% upside to fair value
High Conviction
Grade A-
QuantHub Verdict
MA has more upside to fair value
(+22.3%).
COP trades at a lower forward P/E
(19.3x).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
COP |
MA |
| Current Price |
$122.55 |
$498.66 |
| Fair Value Estimate |
$96.36 |
$610.00 |
| Upside to Fair Value |
-21.4%
|
+22.3%
|
| Market Cap |
$149.8B |
$445.0B |
| Forward P/E |
19.3x
|
25.5x
|
| EV / EBITDA |
5.8x
|
22.4x
|
| Price / Sales |
2.5x
|
13.6x
|
| Price / FCF |
8.9x
|
26.0x
|
| Revenue Growth YoY |
+7.5%
|
+16.4%
|
| Gross Margin |
24.6%
|
83.4%
|
| Operating Margin |
19.6%
|
59.2%
|
| Return on Equity |
12.39%
|
198.4%
|
| Dividend Yield |
3.41% |
0.65% |
| FCF Yield |
10.9%
|
3.84%
|
| Analyst Consensus |
Buy
|
Strong Buy
|
Investment Thesis
ConocoPhillips is the largest U.S. independent exploration and production company, operating approximately 2.4 million barrels of oil equivalent per day across its Lower 48, Alaska, Canada, and international segments. The company completed its transformative $22.5 billion Marathon Oil acquisition in late 2024 and is on track for $2 billion in cost synergies by the end of 2026. Full-year 2025 reve…
Mastercard operates one of the world's two dominant payment networks, processing over $9 trillion in gross dollar volume annually across 220+ countries. The business generates 83% gross margins and 46% net margins with zero credit risk because Mastercard never lends money, only collecting tolls on every transaction. Value-Added Services (analytics, fraud prevention, cybersecurity) now comprise 41…
Accumulation Zones
| Metric |
COP |
MA |
| Zone Low |
$72.27 |
$460.00 |
| Zone High |
$81.91 |
$515.00 |
| In Buy Zone? |
No
|
Yes
|