BLK vs UNH: Which Is the Better Buy?
Side-by-side comparison of BlackRock, Inc. and UnitedHealth Group Incorporated — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-04-22.
BlackRock, Inc. · Financial Services
$1,042.85
+36.5% upside to fair value
Grade A
High Quality
VS
UnitedHealth Group Incorporated · Healthcare
$353.52
+45.0% upside to fair value
Grade B
High Quality
QuantHub Verdict
UNH has more upside to fair value
(+45.0%).
BLK trades at a lower forward P/E
(25.9x).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
BLK |
UNH |
| Current Price |
$1,042.85 |
$353.52 |
| Fair Value Estimate |
$1,423.18 |
$512.60 |
| Upside to Fair Value |
+36.5%
|
+45.0%
|
| Market Cap |
$162.2B |
$320.9B |
| Forward P/E |
25.9x
|
26.7x
|
| EV / EBITDA |
16.9x
|
16.1x
|
| Price / Sales |
6.3x
|
0.7x
|
| Price / FCF |
45.2x
|
16.3x
|
| Revenue Growth YoY |
+28.3%
|
+2.0%
|
| Gross Margin |
59.1%
|
18.8%
|
| Operating Margin |
29.9%
|
4.2%
|
| Return on Equity |
12.0%
|
12.4%
|
| Dividend Yield |
0% |
0% |
| FCF Yield |
2.21%
|
6.13%
|
| Analyst Consensus |
Strong Buy
|
Strong Buy
|
Investment Thesis
BlackRock, Inc. is the world's largest asset manager with over $14 trillion in assets under management, operating primarily in financial services and asset management. The company benefits from a durable competitive moat driven by its scale, technology platform Aladdin, and founder-led management with CEO Laurence D. Fink at the helm since inception. BlackRock exhibits strong fundamentals includi…
UnitedHealth Group Incorporated operates as a leading healthcare company with two main platforms: UnitedHealthcare, providing health benefits coverage, and Optum, offering information and technology services. The company benefits from a durable competitive moat due to its scale, integrated platforms, and broad market reach serving over 170 million consumers. Despite strong revenue growth of 12% y…
Accumulation Zones
| Metric |
BLK |
UNH |
| Zone Low |
$1,067.38 |
$384.45 |
| Zone High |
$1,209.70 |
$435.71 |
| In Buy Zone? |
Yes
|
Yes
|