BLK vs UNH: Which Is the Better Buy?
Side-by-side comparison of BlackRock, Inc. and UnitedHealth Group Incorporated — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-04-22.
BlackRock, Inc. · Financial Services
$1,042.85
+125.5% upside to fair value
Grade A
High Quality
VS
UnitedHealth Group Incorporated · Healthcare
$304.33
+41.3% upside to fair value
Med Conviction
Grade B+
QuantHub Verdict
BLK has more upside to fair value
(+125.5%).
UNH trades at a lower forward P/E
(15.1x).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
BLK |
UNH |
| Current Price |
$1,042.85 |
$304.33 |
| Fair Value Estimate |
$2,351.12 |
$430.00 |
| Upside to Fair Value |
+125.5%
|
+41.3%
|
| Market Cap |
$162.2B |
$276.2B |
| Forward P/E |
25.9x
|
15.1x
|
| EV / EBITDA |
16.9x
|
14.3x
|
| Price / Sales |
6.3x
|
0.6x
|
| Price / FCF |
45.2x
|
17.2x
|
| Revenue Growth YoY |
+28.3%
|
+11.8%
|
| Gross Margin |
59.1%
|
18.5%
|
| Operating Margin |
29.9%
|
4.2%
|
| Return on Equity |
12.0%
|
12.7%
|
| Dividend Yield |
0% |
2.9% |
| FCF Yield |
2.21%
|
5.82%
|
| Analyst Consensus |
Strong Buy
|
Buy
|
Investment Thesis
BlackRock, Inc. is the world's largest asset manager with over $14 trillion in assets under management, operating primarily in financial services and asset management. The company benefits from a durable competitive moat driven by its scale, technology platform Aladdin, and founder-led management with CEO Laurence D. Fink at the helm since inception. BlackRock exhibits strong fundamentals includi…
UnitedHealth Group is the world's largest diversified healthcare company, combining the dominant US health insurer UnitedHealthcare with the high-margin Optum services platform spanning care delivery, pharmacy benefits, and data analytics. The stock has fallen roughly 49% from its 2024 peak of $596, driven by elevated medical costs, DOJ antitrust scrutiny, CEO transitions (Brian Thompson's murder…
Accumulation Zones
| Metric |
BLK |
UNH |
| Zone Low |
$1,763.34 |
$280.00 |
| Zone High |
$1,998.45 |
$340.00 |
| In Buy Zone? |
Yes
|
Yes
|