BLK vs UNH: Which Is the Better Buy?
Side-by-side comparison of BlackRock, Inc. and UnitedHealth Group Incorporated — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-07-17.
BlackRock, Inc. · Financial Services
$1,025.44
+31.0% upside to fair value
Grade A
High Quality
VS
UnitedHealth Group Incorporated · Healthcare
$423.38
+45.0% upside to fair value
Grade B
High Quality
QuantHub Verdict
UNH has more upside to fair value
(+45.0%).
BLK trades at a lower forward P/E
(24.2x).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
BLK |
UNH |
| Current Price |
$1,025.44 |
$423.38 |
| Fair Value Estimate |
$1,343.02 |
$613.90 |
| Upside to Fair Value |
+31.0%
|
+45.0%
|
| Market Cap |
$158.9B |
$384.5B |
| Forward P/E |
24.2x
|
27.2x
|
| EV / EBITDA |
16.0x
|
13.8x
|
| Price / Sales |
5.8x
|
0.8x
|
| Price / FCF |
44.6x
|
19.6x
|
| Revenue Growth YoY |
+30.6%
|
+0.4%
|
| Gross Margin |
54.6%
|
18.8%
|
| Operating Margin |
32.9%
|
4.2%
|
| Return on Equity |
12.5%
|
12.4%
|
| Dividend Yield |
0% |
0% |
| FCF Yield |
2.24%
|
5.12%
|
| Analyst Consensus |
Strong Buy
|
Strong Buy
|
Investment Thesis
BlackRock, Inc. is a leading global asset management firm operating within the financial services sector, specializing in investment management and risk advisory. The company demonstrates high business quality with a durable competitive moat supported by strong brand recognition, intangible assets, and switching costs. It reported robust growth in the most recent quarter with revenue up 30.6% yea…
UnitedHealth Group Incorporated operates in the healthcare sector, specifically within medical and healthcare plans, providing a durable business model supported by a strong competitive moat and consistent earnings growth. The company currently trades at a price of $423.38 with a market cap of $359.873 billion, reflecting a valuation that is cheap relative to its five-year history, supported by a…
Accumulation Zones
| Metric |
BLK |
UNH |
| Zone Low |
$1,007.26 |
$460.42 |
| Zone High |
$1,141.57 |
$521.81 |
| In Buy Zone? |
Yes
|
Yes
|