BAC vs XOM: Which Is the Better Buy?
Side-by-side comparison of Bank of America Corporation and Exxon Mobil Corporation — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-09-22.
Bank of America Corporation · Financial Services
$57.96
+15.7% upside to fair value
Med Conviction
Grade B
VS
Exxon Mobil Corporation · Energy
$163.18
+10.3% upside to fair value
Med Conviction
Grade B
High Quality
QuantHub Verdict
BAC has more upside to fair value
(+15.7%).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
BAC |
XOM |
| Current Price |
$57.96 |
$163.18 |
| Fair Value Estimate |
$67.08 |
$179.98 |
| Upside to Fair Value |
+15.7%
|
+10.3%
|
| Market Cap |
$411.3B |
$676.3B |
| Forward P/E |
—
|
—
|
| EV / EBITDA |
24.4x
|
9.9x
|
| Price / Sales |
2.1x
|
1.9x
|
| Price / FCF |
4.4x
|
22.3x
|
| Revenue Growth YoY |
+5.8%
|
+44.1%
|
| Gross Margin |
59.3%
|
25.1%
|
| Operating Margin |
22.5%
|
10.7%
|
| Return on Equity |
11.1%
|
12.7%
|
| Dividend Yield |
2.0% |
2.52% |
| FCF Yield |
22.88%
|
4.49%
|
| Analyst Consensus |
Buy
|
Hold
|
Investment Thesis
Bank of America Corporation is a diversified U.S. money-center bank operating through Consumer Banking, Global Wealth & Investment Management, Global Banking, and Global Markets, serving roughly 67 million consumer and small business clients through about 4,200 retail financial centers and 16,000 ATMs as of the last detailed disclosure. The franchise quality is solid but not exceptional: TTM net …
Exxon Mobil is the largest integrated oil and gas major in the United States, operating across Upstream exploration and production, Downstream refining and fuels marketing, and Chemical manufacturing, with roughly 57,900 employees and a portfolio that spans conventional crude and natural gas, LNG, petrochemicals, and early-stage carbon capture, hydrogen, and biofuels ventures. The business qualit…
Accumulation Zones
| Metric |
BAC |
XOM |
| Zone Low |
$50.31 |
$134.98 |
| Zone High |
$57.02 |
$152.98 |
| In Buy Zone? |
No
|
No
|