BAC vs WFC: Which Is the Better Buy?
Side-by-side comparison of Bank of America Corporation and Wells Fargo & Company — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-04-22.
Bank of America Corporation · Financial Services
$53.95
-36.2% upside to fair value
Grade C
VS
Wells Fargo & Company · Financial Services
$81.52
+30.6% upside to fair value
Grade B
QuantHub Verdict
WFC has more upside to fair value
(+30.6%).
WFC trades at a lower forward P/E
(11.9x).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
BAC |
WFC |
| Current Price |
$53.95 |
$81.52 |
| Fair Value Estimate |
$34.41 |
$106.49 |
| Upside to Fair Value |
-36.2%
|
+30.6%
|
| Market Cap |
$387.2B |
$250.7B |
| Forward P/E |
12.3x
|
11.9x
|
| EV / EBITDA |
12.7x
|
16.7x
|
| Price / Sales |
2.2x
|
2.0x
|
| Price / FCF |
30.7x
|
-13.2x
|
| Revenue Growth YoY |
-35.6%
|
+7.3%
|
| Gross Margin |
63.2%
|
64.5%
|
| Operating Margin |
22.9%
|
20.5%
|
| Return on Equity |
10.5%
|
12.0%
|
| Dividend Yield |
0% |
0% |
| FCF Yield |
3.26%
|
—
|
| Analyst Consensus |
Strong Buy
|
Buy
|
Investment Thesis
Bank of America Corporation is a leading diversified bank with $3.41 trillion in assets and a broad footprint across consumer banking, global markets, wealth management, and corporate banking. The company benefits from a strong market position and experienced leadership under CEO Brian T. Moynihan. However, the stock is currently overvalued, trading approximately 36% above its fair value estimate…
Wells Fargo & Company is a diversified financial services firm operating primarily in consumer banking, commercial banking, corporate and investment banking, and wealth and investment management. The company benefits from a seasoned CEO with extensive industry experience and has made significant progress in regulatory compliance and operational efficiency, including lifting its asset cap in 2025.…
Accumulation Zones
| Metric |
BAC |
WFC |
| Zone Low |
$25.81 |
$79.87 |
| Zone High |
$29.25 |
$90.52 |
| In Buy Zone? |
No
|
Yes
|