BAC vs WFC: Which Is the Better Buy?
Side-by-side comparison of Bank of America Corporation and Wells Fargo & Company — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-09-22.
Bank of America Corporation · Financial Services
$57.96
+15.7% upside to fair value
Med Conviction
Grade B
VS
Wells Fargo & Company · Financial Services
$86.12
+20.4% upside to fair value
Med Conviction
Grade B
QuantHub Verdict
WFC has more upside to fair value
(+20.4%).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
BAC |
WFC |
| Current Price |
$57.96 |
$86.12 |
| Fair Value Estimate |
$67.08 |
$103.68 |
| Upside to Fair Value |
+15.7%
|
+20.4%
|
| Market Cap |
$411.3B |
$260.4B |
| Forward P/E |
—
|
—
|
| EV / EBITDA |
24.4x
|
15.6x
|
| Price / Sales |
2.1x
|
2.0x
|
| Price / FCF |
4.4x
|
13.7x
|
| Revenue Growth YoY |
+5.8%
|
+11.3%
|
| Gross Margin |
59.3%
|
64.5%
|
| Operating Margin |
22.5%
|
21.2%
|
| Return on Equity |
11.1%
|
12.6%
|
| Dividend Yield |
2.0% |
2.15% |
| FCF Yield |
22.88%
|
7.3%
|
| Analyst Consensus |
Buy
|
Hold
|
Investment Thesis
Bank of America Corporation is a diversified U.S. money-center bank operating through Consumer Banking, Global Wealth & Investment Management, Global Banking, and Global Markets, serving roughly 67 million consumer and small business clients through about 4,200 retail financial centers and 16,000 ATMs as of the last detailed disclosure. The franchise quality is solid but not exceptional: TTM net …
Wells Fargo is a diversified U.S. bank with roughly 197,000 employees operating four segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth and Investment Management. The business quality is solid but not exceptional: trailing return on equity is 12.6%, TTM net margin is 17.5%, and revenue grew 11.3% year over year in the most recent quarter while…
Accumulation Zones
| Metric |
BAC |
WFC |
| Zone Low |
$50.31 |
$77.76 |
| Zone High |
$57.02 |
$88.13 |
| In Buy Zone? |
No
|
Yes
|