BAC vs UPS: Which Is the Better Buy?
Side-by-side comparison of Bank of America Corporation and United Parcel Service, Inc. — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-04-11.
Bank of America Corporation · Financial Services
$52.54
+7.3% upside to fair value
Grade B+
VS
United Parcel Service, Inc. · Industrials
$101.69
+27.8% upside to fair value
Med Conviction
Grade B-
QuantHub Verdict
UPS has more upside to fair value
(+27.8%).
BAC trades at a lower forward P/E
(12.1x).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
BAC |
UPS |
| Current Price |
$52.54 |
$101.69 |
| Fair Value Estimate |
$56.39 |
$130.00 |
| Upside to Fair Value |
+7.3%
|
+27.8%
|
| Market Cap |
$377.1B |
$86.4B |
| Forward P/E |
12.1x
|
15.1x
|
| EV / EBITDA |
12.8x
|
9.1x
|
| Price / Sales |
2.0x
|
0.9x
|
| Price / FCF |
29.9x
|
17.7x
|
| Revenue Growth YoY |
-0.5%
|
-2.5%
|
| Gross Margin |
56.1%
|
18.5%
|
| Operating Margin |
19.7%
|
9.56%
|
| Return on Equity |
10.1%
|
34.3%
|
| Dividend Yield |
2.09% |
6.41% |
| FCF Yield |
3.35%
|
5.66%
|
| Analyst Consensus |
Buy
|
Hold
|
Investment Thesis
Bank of America is a top-two U.S. bank by assets with $3.4 trillion on its balance sheet, generating $30.5 billion in net income in 2025 on the back of 12.5% earnings growth. The bank benefits from scale in consumer deposits, a recovering investment banking franchise, and an expanding digital platform serving 47 million active users. At 12.7x trailing earnings and 1.97x sales, BAC trades at a fai…
UPS is the world's largest integrated logistics network with 241,250 employees, operations in 200-plus countries, and 20.8 million packages per day, now in the decisive phase of its most consequential restructuring in 118 years. By deliberately cutting Amazon volume by more than 50 percent (Amazon was 10.6 percent of 2025 revenue), closing 22 to 24 facilities, and eliminating 30,000 positions, ma…
Accumulation Zones
| Metric |
BAC |
UPS |
| Zone Low |
$42.29 |
$95.00 |
| Zone High |
$47.93 |
$112.00 |
| In Buy Zone? |
No
|
Yes
|