BAC vs UPS: Which Is the Better Buy?
Side-by-side comparison of Bank of America Corporation and United Parcel Service, Inc. — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-09-22.
Bank of America Corporation · Financial Services
$57.96
+15.7% upside to fair value
Med Conviction
Grade B
VS
United Parcel Service, Inc. · Industrials
$99.02
+21.1% upside to fair value
Med Conviction
Grade B
QuantHub Verdict
UPS has more upside to fair value
(+21.1%).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
BAC |
UPS |
| Current Price |
$57.96 |
$99.02 |
| Fair Value Estimate |
$67.08 |
$119.92 |
| Upside to Fair Value |
+15.7%
|
+21.1%
|
| Market Cap |
$411.3B |
$84.1B |
| Forward P/E |
—
|
—
|
| EV / EBITDA |
24.4x
|
10.2x
|
| Price / Sales |
2.1x
|
0.9x
|
| Price / FCF |
4.4x
|
15.3x
|
| Revenue Growth YoY |
+5.8%
|
+7.6%
|
| Gross Margin |
59.3%
|
16.6%
|
| Operating Margin |
22.5%
|
7.3%
|
| Return on Equity |
11.1%
|
29.1%
|
| Dividend Yield |
2.0% |
6.62% |
| FCF Yield |
22.88%
|
6.52%
|
| Analyst Consensus |
Buy
|
Hold
|
Investment Thesis
Bank of America Corporation is a diversified U.S. money-center bank operating through Consumer Banking, Global Wealth & Investment Management, Global Banking, and Global Markets, serving roughly 67 million consumer and small business clients through about 4,200 retail financial centers and 16,000 ATMs as of the last detailed disclosure. The franchise quality is solid but not exceptional: TTM net …
United Parcel Service is the world's largest integrated package delivery and logistics network, operating U.S. Domestic Package and International Package segments with roughly 460,000 employees and a 119-year operating history. The business quality is medium: the global air-and-ground network, brand, and scale are genuine assets, but the company is exposed to commoditized freight, Amazon volume c…
Accumulation Zones
| Metric |
BAC |
UPS |
| Zone Low |
$50.31 |
$89.94 |
| Zone High |
$57.02 |
$101.93 |
| In Buy Zone? |
No
|
Yes
|