BAC vs UPS: Which Is the Better Buy?
Side-by-side comparison of Bank of America Corporation and United Parcel Service, Inc. — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-04-20.
Bank of America Corporation · Financial Services
$53.95
-41.2% upside to fair value
Grade C
VS
United Parcel Service, Inc. · Industrials
$101.69
+21.2% upside to fair value
Med Conviction
Grade B-
QuantHub Verdict
UPS has more upside to fair value
(+21.2%).
BAC trades at a lower forward P/E
(12.3x).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
BAC |
UPS |
| Current Price |
$53.95 |
$101.69 |
| Fair Value Estimate |
$31.74 |
$123.28 |
| Upside to Fair Value |
-41.2%
|
+21.2%
|
| Market Cap |
$387.2B |
$86.4B |
| Forward P/E |
12.3x
|
15.1x
|
| EV / EBITDA |
12.7x
|
9.1x
|
| Price / Sales |
2.2x
|
0.9x
|
| Price / FCF |
30.7x
|
17.7x
|
| Revenue Growth YoY |
-35.6%
|
-2.5%
|
| Gross Margin |
63.2%
|
18.5%
|
| Operating Margin |
22.9%
|
9.56%
|
| Return on Equity |
10.5%
|
34.3%
|
| Dividend Yield |
0% |
6.41% |
| FCF Yield |
3.26%
|
5.66%
|
| Analyst Consensus |
Strong Buy
|
Hold
|
Investment Thesis
Bank of America Corporation is a leading diversified bank with $3.41 trillion in assets and a broad footprint across consumer banking, global markets, wealth management, and corporate banking. The company benefits from a strong market position and experienced leadership under CEO Brian T. Moynihan. However, the stock is currently overvalued, trading approximately 36% above its fair value estimate…
UPS is the world's largest integrated logistics network with 241,250 employees, operations in 200-plus countries, and 20.8 million packages per day, now in the decisive phase of its most consequential restructuring in 118 years. By deliberately cutting Amazon volume by more than 50 percent (Amazon was 10.6 percent of 2025 revenue), closing 22 to 24 facilities, and eliminating 30,000 positions, ma…
Accumulation Zones
| Metric |
BAC |
UPS |
| Zone Low |
$23.80 |
$92.46 |
| Zone High |
$26.98 |
$104.79 |
| In Buy Zone? |
No
|
Yes
|