BAC vs PLTR: Which Is the Better Buy?
Side-by-side comparison of Bank of America Corporation and Palantir Technologies Inc. — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-04-16.
Bank of America Corporation · Financial Services
$52.54
+7.3% upside to fair value
Grade B+
VS
Palantir Technologies Inc. · Technology
$142.76
-24.3% upside to fair value
Med Conviction
Grade C
QuantHub Verdict
BAC has more upside to fair value
(+7.3%).
BAC trades at a lower forward P/E
(12.1x).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
BAC |
PLTR |
| Current Price |
$52.54 |
$142.76 |
| Fair Value Estimate |
$56.39 |
$108.00 |
| Upside to Fair Value |
+7.3%
|
-24.3%
|
| Market Cap |
$377.1B |
$327.1B |
| Forward P/E |
12.1x
|
209.7x
|
| EV / EBITDA |
12.8x
|
—
|
| Price / Sales |
2.0x
|
73.1x
|
| Price / FCF |
29.9x
|
155.7x
|
| Revenue Growth YoY |
-0.5%
|
+19.1%
|
| Gross Margin |
56.1%
|
82.4%
|
| Operating Margin |
19.7%
|
31.6%
|
| Return on Equity |
10.1%
|
25.7%
|
| Dividend Yield |
2.09% |
— |
| FCF Yield |
3.35%
|
0.6%
|
| Analyst Consensus |
Buy
|
Buy
|
Investment Thesis
Bank of America is a top-two U.S. bank by assets with $3.4 trillion on its balance sheet, generating $30.5 billion in net income in 2025 on the back of 12.5% earnings growth. The bank benefits from scale in consumer deposits, a recovering investment banking franchise, and an expanding digital platform serving 47 million active users. At 12.7x trailing earnings and 1.97x sales, BAC trades at a fai…
Palantir Technologies develops data analytics and AI software platforms like Gotham and Foundry for government and commercial clients. The business excels with high margins (gross 82.4%, net 36.3%), accelerating growth (Q4 FY2025 revenue up 70% YoY to $1.41B, 2026 guidance $7.19B implying 61% growth), and strong moats in defense and enterprise AI, but trades expensively at 73x P/S versus 5-year m…
Accumulation Zones
| Metric |
BAC |
PLTR |
| Zone Low |
$42.29 |
$81.00 |
| Zone High |
$47.93 |
$92.00 |
| In Buy Zone? |
No
|
No
|