BAC vs ORCL: Which Is the Better Buy?
Side-by-side comparison of Bank of America Corporation and Oracle Corporation — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-04-18.
Bank of America Corporation · Financial Services
$52.54
+7.3% upside to fair value
Grade B+
VS
Oracle Corporation · Technology
$175.08
+24.7% upside to fair value
Grade B
QuantHub Verdict
ORCL has more upside to fair value
(+24.7%).
BAC trades at a lower forward P/E
(12.1x).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
BAC |
ORCL |
| Current Price |
$52.54 |
$175.08 |
| Fair Value Estimate |
$56.39 |
$218.26 |
| Upside to Fair Value |
+7.3%
|
+24.7%
|
| Market Cap |
$377.1B |
$503.5B |
| Forward P/E |
12.1x
|
30.8x
|
| EV / EBITDA |
12.8x
|
21.4x
|
| Price / Sales |
2.0x
|
7.9x
|
| Price / FCF |
29.9x
|
-20.4x
|
| Revenue Growth YoY |
-0.5%
|
+7.0%
|
| Gross Margin |
56.1%
|
66.4%
|
| Operating Margin |
19.7%
|
30.8%
|
| Return on Equity |
10.1%
|
57.4%
|
| Dividend Yield |
2.09% |
0% |
| FCF Yield |
3.35%
|
—
|
| Analyst Consensus |
Buy
|
Strong Buy
|
Investment Thesis
Bank of America is a top-two U.S. bank by assets with $3.4 trillion on its balance sheet, generating $30.5 billion in net income in 2025 on the back of 12.5% earnings growth. The bank benefits from scale in consumer deposits, a recovering investment banking franchise, and an expanding digital platform serving 47 million active users. At 12.7x trailing earnings and 1.97x sales, BAC trades at a fai…
Oracle Corporation is a leading technology company specializing in software infrastructure, with a dominant Cloud and License Business segment generating 85.8% of its $57.4 billion revenue in fiscal 2025. The company benefits from a durable competitive moat driven by decades of leadership continuity, aggressive M&A history, and a strong position in enterprise software and cloud services. Despite …
Accumulation Zones
| Metric |
BAC |
ORCL |
| Zone Low |
$42.29 |
$163.69 |
| Zone High |
$47.93 |
$185.52 |
| In Buy Zone? |
No
|
Yes
|