BAC vs ORCL: Which Is the Better Buy?

Side-by-side comparison of Bank of America Corporation and Oracle Corporation β€” fair value, conviction, valuation metrics, and QuantHub research signals. Updated 2026-07-14.
Bank of America Corporation Β· Financial Services
$59.50
-45.0% upside to fair value
Grade C
VS
Oracle Corporation Β· Technology
$184.31
+14.0% upside to fair value
Grade C High Quality
QuantHub Verdict
ORCL has more upside to fair value (+14.0%). BAC trades at a lower forward P/E (14.6x). These are model outputs β€” not personalized investment advice. See all research β†’
Valuation & Fundamentals
Metric BAC ORCL
Current Price $59.50 $184.31
Fair Value Estimate $32.73 $210.13
Upside to Fair Value -45.0% +14.0%
Market Cap $422.2B $530.1B
Forward P/E 14.6x 31.0x
EV / EBITDA 13.3x 20.4x
Price / Sales 2.4x 7.9x
Price / FCF 7.5x -22.4x
Revenue Growth YoY -35.6% +20.6%
Gross Margin 63.2% 65.8%
Operating Margin 22.9% 30.8%
Return on Equity 10.5% 50.4%
Dividend Yield 0% 0%
FCF Yield 13.4% β€”
Analyst Consensus Strong Buy Strong Buy
Investment Thesis
BAC β€” Bank of America Corporation
Bank of America Corporation operates as a diversified bank within the financial services sector, offering a broad range of banking and financial products. The business quality is medium, supported by a 10.5% return on equity and solid margins, but recent revenue declined sharply by 35.6% in the most recent quarter, indicating top-line pressure. Despite earnings growth of 16.1% in the same period,…
ORCL β€” Oracle Corporation
Oracle Corporation is a leading enterprise software and cloud infrastructure provider with a durable competitive moat driven by its extensive software portfolio, strong cloud growth, and stable leadership. The company reported $57.4 billion in revenue for fiscal 2025, growing 8% year-over-year, with cloud services and license support growing 12%. Oracle's cloud infrastructure (OCI) is a key growt…
Accumulation Zones
Metric BAC ORCL
Zone Low $24.55 $157.60
Zone High $27.82 $178.61
In Buy Zone? No No
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