BAC vs JPM: Which Is the Better Buy?
Side-by-side comparison of Bank of America Corporation and JPMorgan Chase & Co. — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-07-14.
Bank of America Corporation · Financial Services
$59.50
-45.0% upside to fair value
Grade C
VS
JPMorgan Chase & Co. · Financial Services
$334.53
+45.0% upside to fair value
Grade B
High Quality
QuantHub Verdict
JPM has more upside to fair value
(+45.0%).
JPM trades at a lower forward P/E
(14.3x).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
BAC |
JPM |
| Current Price |
$59.50 |
$334.53 |
| Fair Value Estimate |
$32.73 |
$485.07 |
| Upside to Fair Value |
-45.0%
|
+45.0%
|
| Market Cap |
$422.2B |
$896.4B |
| Forward P/E |
14.6x
|
14.3x
|
| EV / EBITDA |
13.3x
|
12.4x
|
| Price / Sales |
2.4x
|
5.4x
|
| Price / FCF |
7.5x
|
6.4x
|
| Revenue Growth YoY |
-35.6%
|
-168.4%
|
| Gross Margin |
63.2%
|
78.6%
|
| Operating Margin |
22.9%
|
33.7%
|
| Return on Equity |
10.5%
|
17.8%
|
| Dividend Yield |
0% |
0% |
| FCF Yield |
13.4%
|
15.72%
|
| Analyst Consensus |
Strong Buy
|
Buy
|
Investment Thesis
Bank of America Corporation operates as a diversified bank within the financial services sector, offering a broad range of banking and financial products. The business quality is medium, supported by a 10.5% return on equity and solid margins, but recent revenue declined sharply by 35.6% in the most recent quarter, indicating top-line pressure. Despite earnings growth of 16.1% in the same period,…
JPMorgan Chase & Co. operates as a leading diversified bank within the financial services sector, demonstrating a high-quality business model characterized by a strong return on equity of 17.8% and robust profitability margins including a net margin of 38.9%. Despite a significant revenue decline of 168.4% year-over-year in the most recent quarter, earnings grew by 41.2%, reflecting operational e…
Accumulation Zones
| Metric |
BAC |
JPM |
| Zone Low |
$24.55 |
$363.80 |
| Zone High |
$27.82 |
$412.31 |
| In Buy Zone? |
No
|
Yes
|