BAC vs JPM: Which Is the Better Buy?
Side-by-side comparison of Bank of America Corporation and JPMorgan Chase & Co. — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-04-20.
Bank of America Corporation · Financial Services
$53.95
-41.2% upside to fair value
Grade C
VS
JPMorgan Chase & Co. · Financial Services
$316.99
+45.0% upside to fair value
Grade C
High Quality
QuantHub Verdict
JPM has more upside to fair value
(+45.0%).
BAC trades at a lower forward P/E
(12.3x).
These are model outputs — not personalized investment advice.
See all research →
Valuation & Fundamentals
| Metric |
BAC |
JPM |
| Current Price |
$53.95 |
$316.99 |
| Fair Value Estimate |
$31.74 |
$459.64 |
| Upside to Fair Value |
-41.2%
|
+45.0%
|
| Market Cap |
$387.2B |
$854.9B |
| Forward P/E |
12.3x
|
15.0x
|
| EV / EBITDA |
12.7x
|
21.8x
|
| Price / Sales |
2.2x
|
3.0x
|
| Price / FCF |
30.7x
|
8.5x
|
| Revenue Growth YoY |
-35.6%
|
+6.9%
|
| Gross Margin |
63.2%
|
60.9%
|
| Operating Margin |
22.9%
|
26.2%
|
| Return on Equity |
10.5%
|
16.3%
|
| Dividend Yield |
0% |
0% |
| FCF Yield |
3.26%
|
11.79%
|
| Analyst Consensus |
Strong Buy
|
Buy
|
Investment Thesis
Bank of America Corporation is a leading diversified bank with $3.41 trillion in assets and a broad footprint across consumer banking, global markets, wealth management, and corporate banking. The company benefits from a strong market position and experienced leadership under CEO Brian T. Moynihan. However, the stock is currently overvalued, trading approximately 36% above its fair value estimate…
JPMorgan Chase & Co. is a leading diversified financial services firm with a strong competitive moat driven by its scale, diversified revenue streams, and long-tenured leadership. The company operates across four main segments: Commercial & Investment Bank, Consumer & Community Banking, Asset & Wealth Management, and Corporate, generating $279.75 billion in revenue in fiscal 2025. Its durable com…
Accumulation Zones
| Metric |
BAC |
JPM |
| Zone Low |
$23.80 |
$344.73 |
| Zone High |
$26.98 |
$390.69 |
| In Buy Zone? |
No
|
Yes
|