BAC vs JPM: Which Is the Better Buy?
Side-by-side comparison of Bank of America Corporation and JPMorgan Chase & Co. — fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-09-22.
Bank of America Corporation · Financial Services
$57.96
+15.7% upside to fair value
Med Conviction
Grade B
VS
JPMorgan Chase & Co. · Financial Services
$350.13
+26.9% upside to fair value
Med Conviction
Grade A-
High Quality
QuantHub Verdict
JPM has more upside to fair value
(+26.9%).
These are model outputs — not personalized investment advice.
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Valuation & Fundamentals
| Metric |
BAC |
JPM |
| Current Price |
$57.96 |
$350.13 |
| Fair Value Estimate |
$67.08 |
$444.48 |
| Upside to Fair Value |
+15.7%
|
+26.9%
|
| Market Cap |
$411.3B |
$938.2B |
| Forward P/E |
—
|
—
|
| EV / EBITDA |
24.4x
|
20.0x
|
| Price / Sales |
2.1x
|
3.1x
|
| Price / FCF |
4.4x
|
—
|
| Revenue Growth YoY |
+5.8%
|
+17.9%
|
| Gross Margin |
59.3%
|
62.6%
|
| Operating Margin |
22.5%
|
28.2%
|
| Return on Equity |
11.1%
|
17.8%
|
| Dividend Yield |
2.0% |
1.71% |
| FCF Yield |
22.88%
|
—
|
| Analyst Consensus |
Buy
|
Buy
|
Investment Thesis
Bank of America Corporation is a diversified U.S. money-center bank operating through Consumer Banking, Global Wealth & Investment Management, Global Banking, and Global Markets, serving roughly 67 million consumer and small business clients through about 4,200 retail financial centers and 16,000 ATMs as of the last detailed disclosure. The franchise quality is solid but not exceptional: TTM net …
JPMorgan Chase is a diversified global bank spanning consumer banking, cards, payments, commercial banking, investment banking, markets, treasury services, and asset and wealth management, with an unusually high-quality franchise supported by funding scale, distribution, leading market positions and cross-selling across 86.6 million U.S. consumers and more than 90% of Fortune 500 companies. Busin…
Accumulation Zones
| Metric |
BAC |
JPM |
| Zone Low |
$50.31 |
$333.36 |
| Zone High |
$57.02 |
$377.81 |
| In Buy Zone? |
No
|
Yes
|