BAC vs GS: Which Is the Better Buy?
Side-by-side comparison of Bank of America Corporation and The Goldman Sachs Group, Inc. โ fair value, conviction, valuation metrics, and QuantHub research signals.
Updated 2026-04-11.
Bank of America Corporation ยท Financial Services
$52.54
+7.3% upside to fair value
Grade B+
VS
The Goldman Sachs Group, Inc. ยท Financial Services
$907.80
-3.1% upside to fair value
Low Conviction
Grade C+
QuantHub Verdict
BAC has more upside to fair value
(+7.3%).
BAC trades at a lower forward P/E
(12.1x).
These are model outputs โ not personalized investment advice.
See all research โ
Valuation & Fundamentals
| Metric |
BAC |
GS |
| Current Price |
$52.54 |
$907.80 |
| Fair Value Estimate |
$56.39 |
$880.00 |
| Upside to Fair Value |
+7.3%
|
-3.1%
|
| Market Cap |
$377.1B |
$269.4B |
| Forward P/E |
12.1x
|
15.6x
|
| EV / EBITDA |
12.8x
|
29.7x
|
| Price / Sales |
2.0x
|
2.1x
|
| Price / FCF |
29.9x
|
โ
|
| Revenue Growth YoY |
-0.5%
|
+9.0%
|
| Gross Margin |
56.1%
|
47.5%
|
| Operating Margin |
19.7%
|
17.5%
|
| Return on Equity |
10.1%
|
13.8%
|
| Dividend Yield |
2.09% |
1.71% |
| FCF Yield |
3.35%
|
โ
|
| Analyst Consensus |
Buy
|
Buy
|
Investment Thesis
Bank of America is a top-two U.S. bank by assets with $3.4 trillion on its balance sheet, generating $30.5 billion in net income in 2025 on the back of 12.5% earnings growth. The bank benefits from scale in consumer deposits, a recovering investment banking franchise, and an expanding digital platform serving 47 million active users. At 12.7x trailing earnings and 1.97x sales, BAC trades at a faiโฆ
Goldman Sachs remains the premier global investment bank with dominant franchises in M&A advisory, equities trading, and asset management. FY2025 delivered $58.3B net revenues, 15% ROE, and $51.32 diluted EPS, powered by record equities trading and a resurgent IB pipeline. The stock has pulled back 8% from January highs near $985 but still trades at 2.27x book value, well above the 5-year median โฆ
Accumulation Zones
| Metric |
BAC |
GS |
| Zone Low |
$42.29 |
$600.00 |
| Zone High |
$47.93 |
$680.00 |
| In Buy Zone? |
No
|
No
|